Financial technology provider Euronet Worldwide (NASDAQ: EEFT) met Wall Street’s revenue expectations in Q4 CY2025, with sales up 5.9% year on year to $1.11 billion. Its non-GAAP profit of $2.39 per share was 3% below analysts’ consensus estimates.
Is now the time to buy Euronet Worldwide? Find out by accessing our full research report, it’s free.
Euronet Worldwide (EEFT) Q4 CY2025 Highlights:
- Revenue: $1.11 billion vs analyst estimates of $1.11 billion (5.9% year-on-year growth, in line)
- Pre-tax Profit: $91.2 million (8.2% margin)
- Adjusted EPS: $2.39 vs analyst expectations of $2.46 (3% miss)
- Market Capitalization: $2.95 billion
Company Overview
Operating a global network of over 47,000 ATMs and 821,000 point-of-sale terminals across more than 60 countries, Euronet Worldwide (NASDAQ: EEFT) provides electronic payment solutions including ATM services, prepaid product processing, and international money transfer services.
Revenue Growth
A company’s long-term sales performance is one signal of its overall quality. Any business can experience short-term success, but top-performing ones enjoy sustained growth for years. Over the last five years, Euronet Worldwide grew its revenue at a solid 11.3% compounded annual growth rate. Its growth surpassed the average financials company and shows its offerings resonate with customers, a great starting point for our analysis.
Long-term growth is the most important, but within financials, a half-decade historical view may miss recent interest rate changes and market returns. Euronet Worldwide’s recent performance shows its demand has slowed as its annualized revenue growth of 7.3% over the last two years was below its five-year trend. We’re wary when companies in the sector see decelerations in revenue growth, as it could signal changing consumer tastes aided by low switching costs. 
Note: Quarters not shown were determined to be outliers, impacted by outsized investment gains/losses that are not indicative of the recurring fundamentals of the business.
This quarter, Euronet Worldwide grew its revenue by 5.9% year on year, and its $1.11 billion of revenue was in line with Wall Street’s estimates.
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Key Takeaways from Euronet Worldwide’s Q4 Results
We struggled to find many positives in these results. Overall, this was a softer quarter. The stock traded down 5.4% to $66.43 immediately following the results.
So do we think Euronet Worldwide is an attractive buy at the current price? The latest quarter does matter, but not nearly as much as longer-term fundamentals and valuation, when deciding if the stock is a buy. We cover that in our actionable full research report which you can read here (it’s free).
