Rental Kharma (931-500-1482) announces its rent reporting services for renters looking to convert their on-time housing payments into documented credit activity, as more consumers seek alternatives to traditional credit-building methods.
-- Rental Kharma is now offering rent reporting services, allowing renters to turn on-time housing payments into documented credit activity. The announcement comes as rent reporting continues to gain traction nationwide, with a recent survey from TransUnion showing that the share of renters whose payments are reported to credit bureaus rose to 13% in 2025, up from 11% the year prior, reflecting growing awareness that rent payments can play a role in credit building.
More details can be found at https://www.rentalkharma.com/
For many renters, housing is the largest recurring monthly expense, yet it has historically offered little benefit when it comes to credit history. Rent reporting services address that gap by allowing verified rental payment history to appear on credit reports, giving consumers a way to demonstrate consistent payment behavior without opening new credit accounts.
Rental Kharma notes that when rent payments are added to credit reports, many consumers see measurable score improvements over time, often gaining several dozen points. This approach can be especially beneficial for individuals with limited or nonexistent credit histories, including young adults and credit-invisible consumers, while avoiding the need to take on additional debt.
“Many renters are doing everything right by paying on time, but they don’t see that reflected in their credit,” explained a Rental Kharma representative. “Rent reporting gives those payments a way to count, which can be an important step toward broader financial goals.”
The company operates as a members-only platform focused on reporting past and ongoing rent payments to major credit bureaus. Its service accommodates a wide range of payment methods, including cash, checks, money orders, and digital platforms, helping remove barriers for renters who may not use traditional banking tools. Verification is handled through a human-supported process that works with landlords, property managers, family members, or online portals.
Beyond rent reporting, the platform includes access to one-on-one mentoring to help members understand their credit profiles and avoid common mistakes that can stall progress. The added guidance is intended to support long-term improvement by helping members maintain momentum once credit scores begin to rise.
To enroll, prospective members are required to complete a short eligibility assessment. Once verified, rent payment history is submitted to credit bureaus, with ongoing reporting continuing as part of the membership.
One recent user shared, “Rental Kharma is an excellent service. It helped get my credit up for a fraction of the cost of other services. I’m now in the process of buying a home thanks to Rental Kharma.”
For more information, visit https://www.rentalkharma.com/
Contact Info:
Name: Cullun Canazares
Email: Send Email
Organization: Rental Kharma
Address: 225 South Jefferson Avenue, Cookeville, TN 38501, United States
Phone: +1-931-500-1482
Website: https://www.rentalkharma.com/
Source: PressCable
Release ID: 89180214
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