Nacha's Payments Innovation Alliance, a membership program that brings together diverse global stakeholders seeking to transform the payments industry, has released a new educational video, Protecting Payments in the Quantum Era: Prepare for Impact.

Developed by the Alliance’s Quantum Payments Project Team, the video provides a foundational understanding of quantum computing and its implications for the payments ecosystem. As quantum technology advances, it poses both transformative opportunities and significant risks, particularly to the cryptographic systems that underpin today’s secure transactions.

“Quantum computing is no longer a distant concept — it’s a fast-approaching reality that financial institutions must prepare for,” said Jennifer West, AAP, AFPP, APRP, Senior Director, Payments Innovation Alliance, Education and Accreditation. “This video is designed to help financial institutions understand the urgency of quantum-safe strategies and the steps they can take now to future-proof their operations.”

The video introduces viewers to the fundamentals of quantum computing, highlighting how it differs from classical computing in its ability to process complex calculations at unprecedented speeds. It also delves into the potential impact of quantum advancements on encryption and data security, emphasizing the vulnerabilities of current cryptographic systems. The video also underscores the urgency for financial institutions to begin transitioning to quantum-resistant cryptographic methods and calls for industry-wide collaboration to ensure a secure and resilient payments infrastructure that is prepared for the quantum era.

This video is part of the Alliance’s broader initiative to educate and equip the financial services sector with tools to navigate quantum technologies. It builds on the foundational insights presented in the project team’s white paper, Protecting Payments in the Quantum Era: What You Need to Know, which explores the threats and opportunities quantum computing presents to the payments industry.

The Payments Innovation Alliance’s Quantum Payments Project Team develops education and resources explaining quantum computing’s potential impact on the payments industry. To download the paper, learn more about initiatives or join the Payments Innovation Alliance, visit https://www.nacha.org/quantum_payments_project_team. Organizations interested in joining the Alliance should visit https://www.nacha.org/content/payments-innovation-alliance-overview-0.

About Nacha

Nacha governs the thriving ACH Network, the payment system that drives safe, smart, and fast Direct Deposits and Direct Payments with the capability to reach all U.S. bank and credit union accounts. There were 33.6 billion ACH Network payments made in 2024, valued at $86.2 trillion. Through problem-solving and consensus-building among diverse payment industry stakeholders, Nacha advances innovation and interoperability in the payments system. Nacha develops rules and standards, provides industry solutions, and delivers education, accreditation, and advisory services.

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“Quantum computing is no longer a distant concept — it’s a fast-approaching reality that financial institutions must prepare for,” said Jennifer West, AAP, AFPP, APRP, Senior Director, Payments Innovation Alliance, Education and Accreditation.