Firm tops $6 million in recovered funds for 2025 as it scales operations, develops proprietary automation platform, and pursues strategic partnerships across the U.S.

BROCKTON, MA / ACCESS Newswire / August 13, 2025 / In a rapidly growing corner of the financial and legal landscape, Full Circle Asset Recovery is emerging as a leader in surplus funds recovery, helping families reclaim money left behind after foreclosures and tax sales. Now, with more than $6 million in recoveries in 2025 alone, the company is launching a bold national expansion strategy backed by proprietary technology and new strategic partnerships.

Co-founded by Matthew Joffre, who serves as Co-Founder & Managing Partner, and Carl O'Neal, Full Circle is setting a new standard for how surplus assets are recovered and who gets access to them.

A Mission Rooted in Personal Experience
For O'Neal and Joffre, this work is more than business-it's born from personal experience and decades of systemic failure.

As teenagers in Massachusetts, they both lived through the foreclosure of their families' homes- events that would later reveal just how broken the system was. At the time, there was no legal pathway in the state to recover surplus funds after a tax sale. Massachusetts wasn't alone-35 states offered no protection, no recourse, and no recovery. The government simply kept the equity.

It wasn't until 2023 that the Supreme Court ruled this unconstitutional, forcing those 35 states to fall in line with the 15 that already recognized homeowners' rights. For decades, families weren't just unaware of what they were owed-they were legally blocked from accessing it. And even today, many don't have the means to retain an attorney, let alone one who understands the nuance of this highly specialized field.

"That's the fire behind what we do," says Joffre. "We're not just helping people recover money. They're reclaiming something that was stolen from them in plain sight."

Real Results, Real People, Rapid Growth
Full Circle Asset Recovery isn't growing because of hype. It's scaling because it works. In just over a year, the company has expanded into more than a dozen states, including Maryland, Georgia, Texas, Florida, Ohio, New York, Massachusetts, Delaware, and Virginia. But the numbers tell only part of the story.

• $1.7 million, $600,000, and $339,000-just a few of the larger single claims successfully recovered

• Dozens of mid-five and six-figure recoveries for everyday families that might've never known they were entitled to anything

• A multi-million dollar active pipeline of open surplus fund cases

• A fully in-house team of trained asset recovery professionals, researchers, and support staff

• A zero-upfront-fee model that allows anyone, regardless of financial situation, to pursue what they're owed

"Every recovery means more than just dollars," says Joffre. "It's equity back in the hands of the people who earned it. And it's proof that this broken system can be challenged and changed."

Technology, Partnerships, and Scale
Full Circle's next chapter centers around a proprietary software platform that automates case research, streamlines legal workflows, and increases recovery precision at scale. The tool is expected to significantly boost volume and speed across state jurisdictions.

At the same time, the firm is forging strategic alliances with legal and outreach organizations to expand into dozens of new counties. These partnerships will allow Full Circle to reach families often overlooked by the traditional system, particularly military veterans, senior citizens, and low-income households.

Values-Driven Execution
Full Circle Asset Recovery was built with a clear purpose: help people reclaim what's theirs and do it with integrity, precision, and care.

What started as a small, self-funded effort between two founders with a shared vision has quickly grown into a high-performing operation with national reach. But the core values haven't changed:

• Disciplined execution through strong systems, legal strategy, and relentless follow-up

• Empathy for people who've been overlooked by the system

• A results-first culture where impact, not noise, drives decisions

"This work isn't abstract," says Joffre. "It's someone's home. Someone's inheritance. Someone's last shot at financial peace. We treat it that way."

About Full Circle Asset Recovery
Full Circle Asset Recovery helps families across the United States reclaim surplus funds left behind after foreclosure or tax-related property sales. Founded by Matthew Joffre and Carl O'Neal, the firm operates in more than 12 states and has already recovered over $6 million for clients in 2025 alone. With a mission rooted in justice, trust, and transparency, Full Circle is redefining how surplus recovery is done with scale and integrity.

Media Contact:
Name/Company Name: Matthew Joffre / Full Circle Asset Recovery
Media Website: www.fullcircleassetrecovery.com
Business Number: +1 307 323 4303

SOURCE: Full Circle Asset Recovery