UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): AUGUST 2, 2004 THE BANC CORPORATION (Exact Name of Registrant as Specified in Its Charter) DELAWARE (State or Other Jurisdiction of Incorporation) 0-25033 63-1201350 (Commission File Number) (IRS Employer Identification No.) 17 NORTH 20TH STREET, BIRMINGHAM, ALABAMA 35203 (Address of Principal Executive Offices) (Zip Code) (205) 327-3600 (Registrant's Telephone Number, Including Area Code) Not Applicable (Former Name or Former Address, if Changed Since Last Report) ITEM 7. FINANCIAL STATEMENTS AND EXHIBITS. (c) Exhibits. The following exhibit is furnished pursuant to Item 601 of Regulation S-K: EXHIBITS: Exhibit Number Description of Exhibit -------------- ---------------------- 99.1 Press Release of The Banc Corporation dated August 2, 2004 ITEM 12. RESULTS OF OPERATIONS AND FINANCIAL CONDITION. On August 2, 2004, The Banc Corporation issued a press release announcing its operating results for the quarter and six months ended June 30, 2004. A copy of the press release is attached hereto as Exhibit 99-1. The information in this Current Report on Form 8-K, including Exhibit 99.1, shall not be deemed "filed" for the purposes of Section 18 of the Securities Exchange Act of 1934, as amended, or otherwise subject to the liability of that section, nor shall it be deemed incorporated by reference in any filing under the Securities Act of 1933, as amended, or the Securities Exchange Act of 1934, as amended, except as shall be expressly set forth by specific reference in such a filing. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. THE BANC CORPORATION Date: August 3, 2004 By: /s/ F. HAMPTON McFADDEN, JR. ----------------------------------------- F. Hampton McFadden, Jr. Executive Vice President, General Counsel and Secretary