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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, DC 20549
FORM 8-K
CURRENT REPORT PURSUANT
TO SECTION 13 OR 15(d) OF THE
SECURITIES EXCHANGE ACT OF 1934
Date of Report (Date of earliest event reported) October 15, 2007
PEOPLES FINANCIAL CORPORATION
 
(Exact Name of Registrant as Specified in its Charter)
Mississippi
 
(State or Other Jurisdiction of Incorporation)
     
01-12103   64-0709834
     
(Commission File Number)   (IRS Employer Identification No.)
     
152 Lameuse Street Biloxi, MS   39530
     
(Address of Principal Executive Offices)   (Zip Code)
(228) 435-5511
 
(Registrant’s Telephone Number, Including Area Code)
 
(Former Name or Former Address, if Changed Since Last Report)
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instructions A.2 below):
o   Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
o   Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
o   Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
o   Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))
 
 

 


 

Item 2.02. Results of Operations and Financial Condition
On October 15, 2007, Peoples Financial Corporation issued a press release announcing its earnings for the first nine months of 2007.
Item 9.01. Financial Statements and Exhibits.
  (c)   Exhibits
  99.1   Press Release issued by Peoples Financial Corporation dated July 16, 2007, headed “Peoples Financial Corporation Net Income Tops $8 Million for First Nine Months of 2007.”

 


 

SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
Dated: October 15, 2007
         
  PEOPLES FINANCIAL CORPORATION
 
 
  By:   /s/ Chevis C. Swetman    
    Chevis C. Swetman   
    Chairman, President and CEO