SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
SCHEDULE 13G
Under the Securities Exchange Act of 1934
(Amendment No. 4)
Peoples Financial Corporation
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(Name of Issuer)
Common Stock
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(Title of Class of Securities)
71103B102
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(CUSIP Number)
1 NAME OF REPORTING PERSON/I.R.S. IDENTIFICATION NOS. OF ABOVE PERSONS
(ENTITIES ONLY)
Ella Mae Barq
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2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP
(See instructions) (a) / /
(b) / /
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3 SEC USE ONLY
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4 CITIZENSHIP OR PLACE OF ORGANIZATION
United States of America
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NUMBER OF 5 SOLE VOTING POWER
SHARES
BENEFICIALLY 454,040
OWNED BY EACH ---------------------------------------------------
REPORTING PERSON 6 SHARED VOTING POWER
None
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7 SOLE DISPOSITIVE POWER
454,040
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8 SHARED DISPOSITIVE POWER
None
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9 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
454,040
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10 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES
[ ] (See instructions)
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11 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (9)
8.13 %
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12 TYPE OF REPORTING PERSON (See instructions)
IN
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1 NAME OF REPORTING PERSON/I.R.S. IDENTIFICATION NOS. OF ABOVE PERSONS
(ENTITIES ONLY)
Chevis C. Swetman
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2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP
(See instructions) (a) / /
(b) / /
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3 SEC USE ONLY
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4 CITIZENSHIP OR PLACE OF ORGANIZATION
United States of America
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5 SOLE VOTING POWER
566,824
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NUMBER OF 6 SHARED VOTING POWER
SHARES
BENEFICIALLY 485,850
OWNED BY EACH ---------------------------------------------------
REPORTING PERSON 7 SOLE DISPOSITIVE POWER
566,824
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8 SHARED DISPOSITIVE POWER
485,850
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9 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
1,052,674
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10 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES
[ ] (See instructions)
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11 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (9)
18.84 %
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12 TYPE OF REPORTING PERSON (See instructions)
IN
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SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 10549
SCHEDULE 13G UNDER THE SECURITIES
EXCHANGE ACT OF 1934
Item 1(a). Name of Issuer
Peoples Financial Corporation
Item 1(b). Name of Issuer's Principal Executive Offices:
Howard and Lameuse Streets
Biloxi, MS 39530
Item 2(a). Name of Person Filing:
Chevis C. Swetman
Item 2(b). Address or Principal Business Office or, if None, Residence:
1210 Beach Blvd., Biloxi, Mississippi 39530
Item 2 (c). Citizenship:
United States of America
Item 2 (d). Title of Class of Securities:
Common stock
Item 2 (e). CUSIP Number:
71103B102
Item 3. This statement is filed pursuant to Rule 13d-1(c) for Mrs. Barq
and Mr. Swetman as individuals.
Item 4. Ownership
(a) Amount Beneficially Owned: 1,052,674
(b) Percent of Class: 18.84%
(c) Number of Shares as to which such person has:
(i) sole power to vote or to direct the vote: 566,824
(ii) shared power to vote or to direct the vote:
485,850
(iii) sole power to dispose or to direct the
disposition of: 566,824
(iv) shared power to dispose or to direct the
disposition of: 485,850
Item 5. Ownership of Five Percent or Less of a Class.
Not applicable.
Item 6. Ownership of More than Five Percent on Behalf of Another Person.
Not applicable.
Item 7. Identification and Classification of the Subsidiary Which Acquired
the Security Being Reported
Not applicable.
Item 8. Identification and Classification of Members of a Group.
Not applicable.
Item 9. Dissolution of Group.
Not applicable.
Item 10. Certification.
After reasonable inquiry and to the best of my knowledge and belief, I certify
that the information set forth in this statement is true, complete and correct.
/s/ Ella Mae Barq February 13, 2003
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Ella Mae Barq Date
/s/ Chevis C. Swetman February 13, 2003
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Chevis C. Swetman Date
The undersigned persons, on February 13, 2003, agree and consent to the joint
filing on their behalf of this Schedule 13G in connection with their beneficial
ownership of the common stock of Peoples Financial Corporation at December 31,
2002.
/s/ Ella Mae Barq February 13, 2003
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Ella Mae Barq Date
/s/ Chevis C. Swetman February 13, 2003
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Chevis C. Swetman Date