SECURITIES AND EXCHANGE COMMISSION
                             Washington, DC 20549

                                  ___________

                                 SCHEDULE 13G
                                (Rule 13d-102)

            INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT
         TO RULES 13d-1(b), (c), AND (d) AND AMENDMENTS THERETO FILED
                           PURSUANT TO RULE 13d-2(b)

                               (Amendment No. 3)/1/

                                     UICI
            ------------------------------------------------------
                               (Name of Issuer)

                                 Common Stock
            ------------------------------------------------------
                        (Title of Class of Securities)

                                   902737105
            ------------------------------------------------------
                                (CUSIP Number)

                               December 31, 2000
            ------------------------------------------------------
            (Date of Event Which Requires Filing of this Statement)

     Check the appropriate box to designate the rule pursuant to which this
Schedule is filed:

           [x] Rule 13d-1(b)
           [_] Rule 13d-1(c)
           [_] Rule 13d-1(d)


_____________________________
     /1/The remainder of this cover page shall be filled out for a reporting
person's initial filing on this form with respect to the subject class of
securities, and for any subsequent amendment containing information which would
alter disclosures provided in a prior cover page.

     The information required on the remainder of this cover page shall not be
deemed to be "filed" for the purpose of Section 18 of the Securities Exchange
Act of 1934 or otherwise subject to the liabilities of that section of the Act
but shall be subject to all other provisions of the Act (however, see the
Notes).



-------------------                                         -----------------
CUSIP No. 902737105                 13G                     Page 2 of 4 Pages
-------------------                                         -----------------
------------------------------------------------------------------------------
      NAME OF REPORTING PERSON
 1.   S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON


          President and Fellows of Harvard College
------------------------------------------------------------------------------
      CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP*
 2.                                                             (a) [_]
                                                                (b) [_]

------------------------------------------------------------------------------
      SEC USE ONLY
 3.


------------------------------------------------------------------------------
      CITIZENSHIP OR PLACE OF ORGANIZATION
 4.

          Massachusetts
------------------------------------------------------------------------------
                          SOLE VOTING POWER
                     5.
     NUMBER OF
                              5,449,800 shares
      SHARES       -----------------------------------------------------------
                          SHARED VOTING POWER
   BENEFICIALLY      6.

     OWNED BY                 ---
                   -----------------------------------------------------------
       EACH               SOLE DISPOSITIVE POWER
                     7.
    REPORTING
                              5,449,800 shares
      PERSON       -----------------------------------------------------------
                          SHARED DISPOSITIVE POWER
       WITH          8.
                              ---
------------------------------------------------------------------------------
      AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
 9.
          5,449,800 shares
------------------------------------------------------------------------------
      CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES*
10.
                                                                    [_]

------------------------------------------------------------------------------
      PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (9)
11.

          11.7%
------------------------------------------------------------------------------
      TYPE OF REPORTING PERSON*
12.
          EP
------------------------------------------------------------------------------
                     *SEE INSTRUCTIONS BEFORE FILLING OUT!




                                 SCHEDULE 13G
                                 ------------


Item 1(a)      Name of Issuer:
                    UICI

     1(b)      Address of Issuer's Principal Executive Offices:
                    4001 McEwen
                    Suite 200
                    Dallas, TX 75244

Item 2(a)      Name of Person Filing:
                    President and Fellows of Harvard College

     2(b)      Address of Principal Business Office or, if none, Residence:
                    c/o Harvard Management Company, Inc.
                    600 Atlantic Avenue
                    Boston, MA 02210

     2(c)      Citizenship:
                    Massachusetts

     2(d)      Title of Class of Securities:
                    Common Stock

     2(e)      CUSIP Number:
                    902737105

Item 3         The reporting person is an employee benefit plan or endowment
               fund in accordance with Rule 13d-1(b)(1)(ii)(F).

Item 4         Ownership:

     4(a)      Amount beneficially owned:
                    5,449,800 shares

     4(b)      Percent of Class:
                    11.7%

     4(c)      Number of shares as to which such person has:

               (i)  sole power to vote or to direct the vote:
                    5,449,800 shares

               (ii) shared power to vote or to direct the vote:
                    _________

                               Page 3 of 4 Pages


               (iii)  sole power to dispose or to direct the disposition of:
                         5,449,800 shares

               (iv)   shared power to dispose or to direct the disposition of:
                         ________

Item 5         Ownership of Five Percent or Less of a Class:
                         Not Applicable.

Item 6         Ownership of More than Five Percent on Behalf of Another Person:
                         Not Applicable.

Item 7         Identification and Classification of the Subsidiary which
               Acquired the Security Being Reported on by the Parent Holding
               Company:
                         Not Applicable.

Item 8         Identification and Classification of Members of the Group:
                         Not Applicable.

Item 9         Notice of Dissolution of Group:
                         Not Applicable.

Item 10        Certification:

               By signing below the undersigned certifies that, to the best of
               its knowledge and belief, the securities referred to above were
               acquired and are held in the ordinary course of business and were
               not acquired and are not held for the purpose of or with the
               effect of changing or influencing the control of the issuer of
               the securities and were not acquired and are not held in
               connection with or as a participant in any transaction having
               that purpose or effect.

After reasonable inquiry and to the best of its knowledge and belief, the
undersigned certifies that the information set forth in this statement is true,
complete and correct.

                              PRESIDENT AND FELLOWS OF
                              HARVARD COLLEGE


                              By: /s/ Michael S. Pradko
                                  -------------------------------
                                  Name   Michael S. Pradko
                                  Title: Authorized Signatory

February 9, 2001

                               Page 4 of 4 Pages