SECURITIES AND EXCHANGE COMMISSION
                              WASHINGTON, DC 20549

                                  SCHEDULE 13G


             INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT
          TO RULES 13d-1(b), (c), AND (d) AND AMENDMENTS THERETO FILED
                            PURSUANT TO RULE 13d-2(b)

                               (Amendment No.) (1)


                           WSFS Financial Corporation
 ------------------------------------------------------------------------------
                                (Name of Issuer)



                          Common Stock, $0.01 par value
-------------------------------------------------------------------------------
                         (Title of Class of Securities)



                                    929328102
-------------------------------------------------------------------------------
                                 (CUSIP Number)



                                  March 3, 2009
--------------------------------------------------------------------------------
             (Date of Event Which Requires Filing of this Statement)


     Check the  appropriate  box to  designate  the rule  pursuant to which this
Schedule is filed:

          [_]  Rule 13d-1(b)

          [x]  Rule 13d-1(c)

          [_]  Rule 13d-1(d)

----------
(1)  The remainder of this cover page shall be filled out for a Reporting
     Person's initial filing on this form with respect to the subject class of
     securities, and for any subsequent amendment containing information which
     would alter the disclosures provided in a prior cover page.

     The information required in the remainder of this cover page shall not be
deemed to be "filed" for the purpose of Section 18 of the Securities Exchange
Act of 1934 or otherwise subject to the liabilities of that section of the Act
but shall be subject to all other provisions of the Act (however, see the
Notes).



CUSIP No.  929328102

1.   NAME OF REPORTING PERSONS
     I.R.S. IDENTIFICATION NO. OF ABOVE PERSONS (ENTITIES ONLY)

     Peninsula Capital Advisors, LLC

2.   CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP*
                                                                 (a)  [_]
                                                                 (b)  [_]

3.   SEC USE ONLY



4.   CITIZENSHIP OR PLACE OF ORGANIZATION

     Delaware

NUMBER OF SHARES BENEFICIALLY OWNED BY EACH REPORTING PERSON WITH

5.   SOLE VOTING POWER

     0

6.   SHARED VOTING POWER

     414,285


7.   SOLE DISPOSITIVE POWER

     0

8.   SHARED DISPOSITIVE POWER

     414,285

9.   AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON

     414,285

10.  CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES*

                                                                          [_]

11.  PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW 9

     6.70%

12.  TYPE OF REPORTING PERSON

     OO
--------------------------------------------------------------------------------


CUSIP No. 929328102

1.   NAME OF REPORTING PERSONS
     I.R.S. IDENTIFICATION NO. OF ABOVE PERSONS (ENTITIES ONLY)

     Peninsula Investment Partners, L.P.

2.   CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP*
                                                                 (a)  [_]
                                                                 (b)  [_]

3.   SEC USE ONLY

4.   CITIZENSHIP OR PLACE OF ORGANIZATION

     Delaware

NUMBER OF SHARES BENEFICIALLY OWNED BY EACH REPORTING PERSON WITH

5.   SOLE VOTING POWER

     0

6.   SHARED VOTING POWER

     414,285

7.   SOLE DISPOSITIVE POWER

     0

8.   SHARED DISPOSITIVE POWER

     414,285

9.   AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON

     414,285

10.  CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES*

                                                                          [_]

11.  PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW 9

     6.70%

12.  TYPE OF REPORTING PERSON

     PN
--------------------------------------------------------------------------------



 CUSIP No.  929328102

Item 1(a).  Name of Issuer:

WSFS Financial Corporation
------------------------------------------------------------------------------

Item 1(b).  Address of Issuer's Principal Executive Offices:

500 Delaware Avenue, Wilmington, Delaware 19801, United States of America
-------------------------------------------------------------------------------

Item 2(a).  Name of Person Filing:

Peninsula Capital Advisors, LLC
Peninsula Investment Partners, L.P.
--------------------------------------------------------------------------------

Item 2(b).  Address of Principal Business Office, or if None, Residence:

Peninsula Capital Advisors, LLC
404B East Main Street
Charlottesville, VA 22902
United States of America

Peninsula Investment Partners, L.P.
c/o Peninsula Capital Advisors, LLC
404B East Main Street
Charlottesville, VA 22902
United States of America
--------------------------------------------------------------------------------

Item 2(c).  Citizenship:

Peninsula Capital Advisors, LLC: Delaware
Peninsula Investment Partners, L.P.: Delaware
--------------------------------------------------------------------------------

Item 2(d).  Title of Class of Securities:

Common Stock, $0.01 par value

--------------------------------------------------------------------------------
Item 2(e).  CUSIP Number:

929328102
--------------------------------------------------------------------------------

Item 3.     If This Statement  is Filed  Pursuant to  Rule 13d-1(b), or 13d-2(b)
            or (c), Check Whether the Person Filing is a:

     (a)  [_]  Broker or dealer registered under Section 15 of the Exchange Act.

     (b)  [_]  Bank as defined in Section 3(a)(6) of the Exchange Act.

     (c)  [_]  Insurance  company as defined in Section 3(a)(19) of the Exchange
               Act.

     (d)  [_]  Investment  company  registered under Section 8 of the Investment
               Company Act.

     (e)  [_]  An investment adviser in accordance with Rule 13d-1(b)(1)(ii)(E);

     (f)  [_]  An employee  benefit plan or endowment  fund in  accordance  with
               Rule 13d-1(b)(1)(ii)(F);

     (g)  [_]  A parent  holding  company or control  person in accordance  with
               Rule 13d-1(b)(1)(ii)(G);

     (h)  [_]  A savings  association  as defined in Section 3(b) of the Federal
               Deposit Insurance Act;

     (i)  [_]  A  church  plan  that  is  excluded  from  the  definition  of an
               investment  company  under  Section  3(c)(14)  of the  Investment
               Company Act;

     (j)  [_]  Group, in accordance with Rule 13d-1(b)(1)(ii)(J).

Item 4.  Ownership.

     Provide  the  following  information  regarding  the  aggregate  number and
percentage of the class of securities of the issuer identified in Item 1.

     (a)  Amount beneficially owned:

     Peninsula Capital Advisors, LLC: 414,285 shares
     Peninsula Investment Partners, L.P.: 414,285 shares
-------------------------------------------------------------------------------

     (b)  Percent of class:

     Peninsula Capital Advisors, LLC: 6.70%
     Peninsula Investment Partners, L.P.: 6.70%
--------------------------------------------------------------------------------

     (c)  Number of shares as to which Peninsula Capital Advisors, LLC has:

          (i)   Sole power to vote or to direct the vote
                                                                   0
------------------------------------------------------------------------------

          (ii)  Shared power to vote or to direct the vote
                                                                414,285
--------------------------------------------------------------------------------

          (iii) Sole power to dispose or to direct the
                disposition of
                                                                   0
-------------------------------------------------------------------------------

          (iv)  Shared power to dispose or to direct the
                disposition of
                                                                414,285
-------------------------------------------------------------------------------

          Number of shares as to which Peninsula Investment Partners, L.P. has:

          (i)   Sole power to vote or to direct the vote
                                                                   0
------------------------------------------------------------------------------

          (ii)  Shared power to vote or to direct the vote
                                                                414,285
--------------------------------------------------------------------------------

          (iii) Sole power to dispose or to direct the
                disposition of
                                                                   0
-------------------------------------------------------------------------------

          (iv)  Shared power to dispose or to direct the
                disposition of
                                                                414,285
-------------------------------------------------------------------------------

Item 5.  Ownership of Five Percent or Less of a Class.

     If this statement is being filed to report the fact that as of the date
hereof the Reporting Person has ceased to be the beneficial owner of more than
five percent of the class of securities check the following [ ].

                                       N/A
--------------------------------------------------------------------------------

Item 6.  Ownership of More Than Five Percent on Behalf of Another Person.

     If any other person is known to have the right to receive or the power to
direct the receipt of dividends from, or the proceeds from the sale of, such
securities, a statement to that effect should be included in response to this
item and, if such interest relates to more than five percent of the class, such
person should be identified.  A listing of the shareholders of an investment
company registered under the Investment Company Act of 1940 or the beneficiaries
of employee benefit plan, pension fund or endowment fund is not required.

                                       N/A
-------------------------------------------------------------------------------

Item 7.  Identification and  Classification of the Subsidiary Which Acquired the
         Security  Being  Reported on by the Parent  Holding  Company or Control
         Person.

     If a parent holding company or Control person has filed this schedule,
pursuant to Rule 13d-1(b)(1)(ii)(G), so indicate under Item 3(g) and attach an
exhibit stating the identity and the Item 3 classification of the relevant
subsidiary.  If a parent holding company or control person has filed this
schedule pursuant to Rule 13d-1(c) or Rule 13d-1(d), attach an exhibit stating
the identification of the relevant subsidiary.

                                       N/A
--------------------------------------------------------------------------------

Item 8.  Identification  and  Classification  of Members of the Group.

     If a group has filed this schedule pursuant to s.240.13d-1(b)(1)(ii)(J), so
indicate under Item 3(j) and attach an exhibit stating the identity and Item 3
classification of each member of the group. If a group has filed this schedule
pursuant to s.240.13d-1(c) or s.240.13d-1(d), attach an exhibit stating the
identity of each member of the group.

                                       N/A
--------------------------------------------------------------------------------

Item 9.  Notice of Dissolution of Group.

     Notice of dissolution of a group may be furnished as an exhibit stating the
date of the dissolution and that all further filings with respect to
transactions in the security reported on will be filed, if required, by members
of the group, in their individual capacity.  See Item 5.

                                       N/A
-------------------------------------------------------------------------------
Item 10.  Certification.

     By signing below each Reporting Person certifies that, to the best of its
knowledge and belief, the securities referred to above were not acquired and are
not held for the purpose of or with the effect of changing or influencing the
control of the issuer of the securities and were not acquired and are not held
in connection with or as a participant in any transaction having such purpose or
effect.




                                    SIGNATURE


     After reasonable inquiry and to the best of my knowledge and belief, I
certify that the information set forth in this statement is true, complete and
correct.



                                                March 13, 2009
                                             -----------------------
                                                     (Date)


                                         Peninsula Capital Advisors, LLC

                                         By:   /s/ R. Ted Weschler
                                               -------------------------
                                               Name: R. Ted Weschler
                                               Title: Managing Member


                                         Peninsula Investment Partners, L.P.

                                         By: Peninsula Capital Appreciation, LLC
                                             General Partner

                                         By:   /s/ R. Ted Weschler
                                               -------------------------
                                               Name: R. Ted Weschler
                                               Title: Managing Member



Attention.  Intentional  misstatements  or omissions of fact constitute  federal
criminal violations (see 18 U.S.C. 1001).



                                                                      Exhibit A


                                    AGREEMENT

     The undersigned agree that this Schedule 13G dated March 13, 2009 relating
to the Common Stock, $0.01 par value, of WSFS Financial Corporation shall be
filed on behalf of the undersigned.


                                         Peninsula Capital Advisors, LLC

                                         By:   /s/ R. Ted Weschler
                                               -------------------------
                                               Name: R. Ted Weschler
                                               Title: Managing Member


                                         Peninsula Investment Partners, L.P.

                                         By: Peninsula Capital Appreciation, LLC
                                             General Partner

                                         By:   /s/ R. Ted Weschler
                                               -------------------------
                                               Name: R. Ted Weschler
                                               Title: Managing Member





SK 03038 0001 972556