Ownership Submission
FORM 3
UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or Section 30(h) of the Investment Company Act of 1940
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(Print or Type Responses)
1. Name and Address of Reporting Person *
  Katafias William
2. Date of Event Requiring Statement (Month/Day/Year)
04/26/2005
3. Issuer Name and Ticker or Trading Symbol
WESTCORP /CA/ [WES]
(Last)
(First)
(Middle)
23 PASTEUR
4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
_____ Director _____ 10% Owner
__X__ Officer (give title below) _____ Other (specify below)
Senior Vice President of Sub
5. If Amendment, Date Original Filed(Month/Day/Year)
(Street)

IRVINE, CA 92618
6. Individual or Joint/Group Filing(Check Applicable Line)
_X_ Form filed by One Reporting Person
___ Form filed by More than One Reporting Person
(City)
(State)
(Zip)
Table I - Non-Derivative Securities Beneficially Owned
1.Title of Security
(Instr. 4)
2. Amount of Securities Beneficially Owned
(Instr. 4)
3. Ownership Form: Direct (D) or Indirect (I)
(Instr. 5)
4. Nature of Indirect Beneficial Ownership
(Instr. 5)
Common Stock 5,112
I
Westcorp Employee Stock Ownership & Salary Savings Paln

Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly. SEC 1473 (7-02)
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Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security
(Instr. 4)
2. Date Exercisable and Expiration Date
(Month/Day/Year)
3. Title and Amount of Securities Underlying Derivative Security
(Instr. 4)
4. Conversion or Exercise Price of Derivative Security 5. Ownership Form of Derivative Security: Direct (D) or Indirect (I)
(Instr. 5)
6. Nature of Indirect Beneficial Ownership
(Instr. 5)
Date Exercisable Expiration Date Title Amount or Number of Shares
Employee Stock Options (right to buy)   (1) 02/22/2007 Common Stock 1,000 $ 13.25 D  
Employee Stock Options (right to buy)   (2) 02/22/2008 Common Stock 3,000 $ 17.32 D  
Employee Stock Options (right to buy)   (3) 02/15/2009 Common Stock 3,000 $ 18.3 D  
Employee Stock Options (Right to buy)   (4) 02/20/2008 Common Stock 10,000 $ 18.78 D  
Employee Stock Options (right to buy)   (5) 02/18/2009 Common Stock 10,000 $ 42.19 D  

Reporting Owners

Reporting Owner Name / Address Relationships
Director 10% Owner Officer Other
Katafias William
23 PASTEUR
IRVINE, CA 92618
      Senior Vice President of Sub  

Signatures

William Katafias 06/07/2005
**Signature of Reporting Person Date

Explanation of Responses:

* If the form is filed by more than one reporting person, see Instruction 5(b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations. See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
(1) 250 vested 2/22/2003; 750 vested 2/22/2004
(2) 750 vested 2/22/2002; 750 vested 2/22/2003; 750 vested 2/22/2004; 750 vested 2/22/2005
(3) 750 vested 2/15/2003; 750 vested 2/15/2004; 750 vested 2/15/2005 and 750 will vest 2/15/2006
(4) 3,333 Vested 2/20/2004; 3,333 vested 2/20/2005 and 3,334 will vest 2/20/2006
(5) 3,334 vested 2/18/2005; 3,333 will vest 2/18/2006; 3,333 will vest 2/18/2007

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