Ownership Submission
FORM 4
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number: 3235-0287
Expires: January 31, 2005
Estimated average burden hours per response... 0.5

(Print or Type Responses)
1. Name and Address of Reporting Person *
GARROTT THOMAS M
   2. Issuer Name and Ticker or Trading Symbol
SUNTRUST BANKS INC [STI] 		5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
__X__ Director _____ 10% Owner
_____ Officer (give title below) _____ Other (specify below)
(Last)
(First)
(Middle)
ONE COMMERCE SQUARE, FOURTH FLOOR		 3. Date of Earliest Transaction (Month/Day/Year)
05/23/2005
(Street)

MEMPHIS, TN 38150		 4. If Amendment, Date Original Filed(Month/Day/Year)
 6. Individual or Joint/Group Filing(Check Applicable Line)
_X_ Form filed by One Reporting Person
___ Form filed by More than One Reporting Person
(City)
(State)
(Zip)
Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1.Title of Security
(Instr. 3)		 2. Transaction Date (Month/Day/Year) 2A. Deemed Execution Date, if any (Month/Day/Year) 3. Transaction Code
(Instr. 8)		 4. Securities Acquired (A) or Disposed of (D)
(Instr. 3, 4 and 5)		 5. Amount of Securities Beneficially Owned Following Reported Transaction(s)
(Instr. 3 and 4)		 6. Ownership Form: Direct (D) or Indirect (I)
(Instr. 4)		 7. Nature of Indirect Beneficial Ownership
(Instr. 4)
Code V Amount (A) or (D) Price
Common Stock               52,537.3838 I NCF 401(k) Plan (1)
Common Stock               21,291 I Investment I, LP
Common Stock               134,582 I Investment II, LP
Common Stock               99,007 I Children (2)
Common Stock 05/23/2005   S   58,200 D $ 74.9622 839,682 I Trust (3)

Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB control number. SEC 1474 (9-02)

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security
(Instr. 3)		 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year) 3A. Deemed Execution Date, if any (Month/Day/Year) 4. Transaction Code
(Instr. 8)		 5. Number of Derivative Securities Acquired (A) or Disposed of (D)
(Instr. 3, 4, and 5)		 6. Date Exercisable and Expiration Date
(Month/Day/Year)		 7. Title and Amount of Underlying Securities
(Instr. 3 and 4)		 8. Price of Derivative Security
(Instr. 5)		 9. Number of Derivative Securities Beneficially Owned Following Reported Transaction(s)
(Instr. 4)		 10. Ownership Form of Derivative Security: Direct (D) or Indirect (I)
(Instr. 4)		 11. Nature of Indirect Beneficial Ownership
(Instr. 4)
Code V (A) (D) Date Exercisable Expiration Date Title Amount or Number of Shares
Option (4) $ 48.33             10/01/2004 01/14/2013 Common Stock 2,069   2,069 D  
Option (4) $ 52.09             10/01/2004 01/15/2012 Common Stock 1,919   1,919 D  
Option (4) $ 48.33             01/14/2004 01/14/2013 Common Stock 120,418   120,418 D  
Option (4) $ 52.09             01/15/2003 01/15/2012 Common Stock 120,568   120,568 D  
Option (5) $ 49.97             01/16/2002 01/16/2011 Common Stock 59,089   59,089 D  
Option (6) $ 56.17             10/01/2004 01/21/2014 Common Stock 122,488   122,488 D  
Phantom Stock Units (7) (7)               (7)   (7) Common Stock 29,542.9013   29,542.9013 D  
Phantom Stock Units (8) (8)               (8)   (8) Common Stock 16,675.182   16,675.182 D  
Option (9) $ 73.14             02/08/2008 02/08/2015 Common Stock 122,488   122,488 D  

Reporting Owners

Reporting Owner Name / Address Relationships
 Director  10% Owner  Officer  Other
GARROTT THOMAS M
ONE COMMERCE SQUARE
FOURTH FLOOR
MEMPHIS, TN 38150		   X      

Signatures

 Kimberly N. Rhodes, Attorney-in-Fact for Thomas M. Garrott   05/24/2005
**Signature of Reporting Person Date

Explanation of Responses:

* If the form is filed by more than one reporting person, see Instruction 4(b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations. See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
(1) Acquired under the National Commerce Financial Corporation Investment Plan, which was frozen 12/31/04.
(2) Held in trust for children.
(3) Garrott 2005 Investments LTD with respect to which the Reporting Person serves as general partner.
(4) Granted pursuant to the National Commerce Financial Corporation Amended and Restated Long-Term Incentive Plan.
(5) Granted pursuant to the National Commerce Financial Corporation 1994 Stock Plan Amended and Restated.
(6) Granted pursuant to the National Commerce Financial Corporation 2003 Stock and Incentive Plan.
(7) Acquired under the National Commerce Financial Corporation Equity Investment Plan, which was frozen 12/31/04. These securities convert to common stock on a one-for-one basis.
(8) Acquired under the National Commerce Bancorporation Deferred Compensation Plan, which is a frozen plan. These securities convert to common stock on a one-for-one basis. Payouts occur annually in January, ending in 2006.
(9) Granted pursuant to the SunTrust Banks, Inc. 2004 Stock Plan.

Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.

Potential persons who are to respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB number.