UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 12B-25
NOTIFICATION OF LATE FILING
Commission File Number 001-7657
(CHECK ONE):
[ ] Form 10-K [X] Form 11-K [ ] Form 20-F [ ] Form 10-Q [ ] Form N-SAR
[ ] Form 10-D [ ] Form N-SAR [ ] Form N-CSR
For Period Ended: December 31, 2007
[ ] Transition Report on Form 10-K
[ ] Transition Report on Form 20-F
[ ] Transition Report on Form 11-K
[ ] Transition Report on Form 10-Q
[ ] Transition Report on Form N-SAR
For the Transition Period Ended: _______________
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NOTHING IN THIS FORM SHALL BE CONSTRUED TO IMPLY THAT THE COMMISSION
HAS VERIFIED ANY INFORMATION CONTAINED HEREIN.
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If the notification relates to a portion of the filing checked above, identify
the Item(s) to which the notification relates:
PART I REGISTRANT INFORMATION
AMERICAN EXPRESS RETIREMENT SAVINGS PLAN
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FULL NAME OF REGISTRANT:
AMERICAN EXPRESS INCENTIVE SAVINGS PLAN
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FORMER NAME IF APPLICABLE:
WORLD FINANCIAL CENTER
200 VESEY STREET
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ADDRESS OF PRINCIPAL EXECUTIVE OFFICE (STREET AND NUMBER):
NEW YORK, NEW YORK 10285
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CITY, STATE AND ZIP CODE:
PART II RULE 12B-25 (B) AND (C)
If the subject report could not be filed without unreasonable effort or expense
and the registrant seeks relief pursuant to Rule 12b-25(b), the following should
be completed. (Check box if appropriate.) [X]
(a) The reasons described in reasonable detail in Part III of this form
could not be eliminated without unreasonable effort or expense;
(b) The subject annual report, semi-annual report, transition report on
Form 10-K, 20-F, 11-K, Form N-SAR or Form N-CSR, or portion thereof,
will be filed on or before the fifteenth calendar day following the
prescribed due date; or the subject quarterly report or transition
report on Form 10-Q or subject distribution report on Form 10-D, or
portion thereof, will be filed on or before the fifth calendar day
following the prescribed due date; and
(c) The accountant's statement or other exhibit required by Rule 12b-25(c)
has been attached if applicable.
PART III NARRATIVE
State below in reasonable detail why Forms 10-K, 20-F, 11-K, 10-Q, 10-D, N-SAR,
N-CSR, or the transition report or portion thereof, could not be filed within
the prescribed time period.
The American Express Retirement Savings Plan (the "Registrant") is unable
to file its Annual Report on Form 11-K (the "11-K") for the period ended
December 31, 2007 within the prescribed time period without unreasonable
effort or expense due to unanticipated delays in the collection and
compilation of certain information for preparation of the Registrant's
financial statements and completion of the related audit. The Registrant will
file the 11-K on or before the fifteenth calendar day following the prescribed
due date.
PART IV OTHER INFORMATION
(1) Name and telephone number of person to contact in regard to this
notification
VALERIA M. CHRISTENSEN (612) 234-3746
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(NAME) (AREA CODE) (TELEPHONE NUMBER)
(2) Have all other periodic reports required under Section 13 or 15(d) of the
Securities Exchange Act of 1934 or Section 30 of the Investment Company
Act of 1940 during the preceding 12 months or for such shorter period that
the registrant was required to file such report(s) been filed? If the
answer is no, identify report(s). [X] Yes [ ] No
(3) Is it anticipated that any significant change in results of operations
from the corresponding period for the last fiscal year will be reflected
by the earnings statements to be included in the subject report or portion
thereof? [ ] Yes [X] No
If so, attach an explanation of the anticipated change, both narratively
and quantitatively, and, if appropriate, state the reasons why a
reasonable estimate of the results cannot be made.
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AMERICAN EXPRESS RETIREMENT SAVINGS PLAN
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(NAME OF REGISTRANT AS SPECIFIED IN CHARTER)
has caused this notification to be signed on its behalf by the undersigned
thereunto duly authorized.
Date: July 1, 2008 By: /s/ Valeria M. Christensen
Name: Valeria M. Christensen
Title: Director, Retirement Plans
and Delegate, Employee Benefits
Administration Committee
DELEGATION OF AUTHORITY
We, the undersigned members of the Employee Benefits Administration
Committee of the American Express Company ("EBAC") hereby delegate to the
Director, Retirement Plans, the authority to act on behalf of EBAC with
respect to routine compliance and administrative matters, as well as the
authority to approve direct transfers pursuant to section 4.4(c) of the
American Express Incentive Savings Plan.
Date: May 15, 2006 Employee Benefits
Administration Committee of
the American Express Company
/s/ Christine Brandt-Jones
/s/ Jim Dwyer
/s/ Mike Nardone
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