UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F
Form 13F COVER PAGE
Report for the Quarter Ended: March 31, 2004
Check here if Amendment [ ]; Amendment Number:
This Amendment (Check only one.): [ ]is a restatement
[ ]adds new holdings entries
Institutional Investment Manager Filing this Report:
Name: Regions Financial Corporation
Address: 417 North 20th Street
Birmingham, AL 35202
Form 13F File Number: 28-01129
The institutional investment manager filing this report and the
person by whom it is signed hereby represent that the person
signing the report is authorized to submit it, that all
information contained herein is true, correct and complete, and
that it is understood that all required items, statements,
schedules, lists, and tables, are considered integral parts of
this form.
Person Signing this Report on Behalf of Reporting Manager:
Name: Ronald C. Jackson
Title: Senior Vice President and Comptroller
Phone: 205/326-7090
Signature, Place, and Date of Signing:
/s/Ronald C. Jackson Birmingham, Alabama May 11, 2004
[Signature] [City, State] [Date]
Report Type (Check only one.):
[X]13F HOLDINGS REPORT. (Check here if all holdings of this
reporting manager are reported in this report.)
[ ]13F NOTICE. (Check here if no holdings reported are in this
report, and all holdings are reported by other reporting
manager(s).)
[ ]13F COMBINATION REPORT. (Check here if a portion of the
holdings for this reporting manager are reported in this
report and a portion are reported by other reporting
manager(s).)
List of Other Managers Reporting for this Manager: None
Form 13F SUMMARY PAGE
Report Summary:
Number of Other Included Managers: 0
Form 13F Information Table Entry Total: 795
Form 13F Information Table Value Total: $1,555,830(thousands)
List of Other Included Managers: None
Provide a numbered list of the name(s) and Form 13F file
number(s) of all institutional investment managers with respect
to which this report is filed, other than the manager filing this
report.
Form 13F INFORMATION TABLE
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 8
NAME OF ISSUER TITLE OF CLASS CUSIP VALUE SHRS OR SH/ PUT/ INVESTMENT VOTING AUTHORITY
(THOUSANDS) PRN AMT PRN CALL DISCRETION SOLE SHARED NONE
ACE LTD ADR ORD G0070K103 280 6,560 SH DEFINED 2,385 4,175
ACE LTD ADR ORD G0070K103 10 240 SH OTHER 240
AMDOCS LTD ORD ADR ORD G02602103 271 9,770 SH DEFINED 3,097 6,673
AMDOCS LTD ORD ADR ORD G02602103 10 350 SH OTHER 350
XCELERA INC COM ADR COM G31611109 39 18,036 SH DEFINED 18,036
GLOBALSANTAFE CORPORATION ADR SHS G3930E101 5,670 204,195 SH DEFINED 194,585 7,940 1,670
GLOBALSANTAFE CORPORATION ADR SHS G3930E101 442 15,900 SH OTHER 7,130 8,270 500
INGERSOLL-RAND CO LTD CL A ADR CL A G4776G101 5,357 79,187 SH DEFINED 78,304 200 683
INGERSOLL-RAND CO LTD CL A ADR CL A G4776G101 519 7,679 SH OTHER 6,755 190 734
NABORS INDUSTRIES LTD SHS G6359F103 250 5,456 SH DEFINED 3,955 1,501
NABORS INDUSTRIES LTD SHS G6359F103 20 440 SH OTHER 240 200
WILLIS GROUP HLDGS LTD SHS G96655108 297 7,980 SH DEFINED 6,980 1,000
XL CAP LTD ADR SEDOL 2283401 CL A G98255105 251 3,300 SH DEFINED 3,300
FLEXTRONICS INTL ADR ORD Y2573F102 2,412 141,158 SH DEFINED 141,158
AFLAC INC COM 001055102 9,098 226,656 SH DEFINED 219,403 7,253
AFLAC INC COM 001055102 1,653 41,173 SH OTHER 36,345 1,390 3,438
AGL RES INC COM 001204106 43 1,483 SH DEFINED 1,400 83
AGL RES INC COM 001204106 423 14,572 SH OTHER 11,600 2,972
AT & T WIRELESS SERVICES INC COM 00209A106 173 12,709 SH DEFINED 12,560 149
AT & T WIRELESS SERVICES INC COM 00209A106 46 3,404 SH OTHER 2,726 678
ABBOTT LABORATORIES COM 002824100 9,785 238,067 SH DEFINED 232,898 3,360 1,809
ABBOTT LABORATORIES COM 002824100 1,571 38,220 SH OTHER 22,550 11,890 3,780
ABERCROMBIE & FITCH CO CLASS A CL A 002896207 3,008 88,890 SH DEFINED 88,690 200
ABERCROMBIE & FITCH CO CLASS A CL A 002896207 195 5,750 SH OTHER 3,750 2,000
ABERDEEN ASIA PAC PRIME INC COM 003009107 164 25,000 SH OTHER 25,000
AEGON N V ADR ORD AMER REG 007924103 199 15,458 SH DEFINED 14,672 786
AEGON N V ADR ORD AMER REG 007924103 290 22,593 SH OTHER 14,282 8,311
AFFILIATED COMPUTER SVCS INC CL A 008190100 774 14,912 SH DEFINED 11,665 3,247
AFFILIATED COMPUTER SVCS INC CL A 008190100 9 170 SH OTHER 170
AIR PRODUCTS & CHEMICALS INC COM 009158106 288 5,746 SH DEFINED 5,188 558
AIR PRODUCTS & CHEMICALS INC COM 009158106 53 1,065 SH OTHER 1,065
AKZO NOBEL N. V. ADR SPONSORED ADR 010199305 332 8,971 SH DEFINED 8,321 650
ALABAMA NATL BANCORPORATION DEL COM 010317105 354 6,376 SH DEFINED 6,376
ALABAMA NATL BANCORPORATION DEL COM 010317105 28 500 SH OTHER 500
ALCOA INC COM 013817101 1,180 34,003 SH DEFINED 32,587 1,416
ALCOA INC COM 013817101 305 8,785 SH OTHER 8,360 425
ALCATEL ADR SPONSORED ADR 013904305 167 10,550 SH DEFINED 7,470 3,080
ALFA CORP COM 015385107 549 40,316 SH DEFINED 40,316
ALFA CORP COM 015385107 19 1,396 SH OTHER 1,396
ALLERGAN INC COM 018490102 295 3,509 SH DEFINED 1,257 2,252
ALLERGAN INC COM 018490102 20 234 SH OTHER 234
ALLIED CAP CORP NEW COM 01903Q108 241 7,970 SH DEFINED 3,410 4,560
ALLIED CAP CORP NEW COM 01903Q108 70 2,302 SH OTHER 2,072 230
ALLSTATE CORP COM 020002101 3,084 67,836 SH DEFINED 56,838 2,374 8,624
ALLSTATE CORP COM 020002101 378 8,312 SH OTHER 6,518 1,574 220
ALLTEL CORP COM 020039103 927 18,576 SH DEFINED 15,896 2,680
ALLTEL CORP COM 020039103 364 7,297 SH OTHER 6,617 500 180
ALTRIA GROUP INC COM 02209S103 8,591 157,770 SH DEFINED 148,475 3,600 5,695
ALTRIA GROUP INC COM 02209S103 2,764 50,754 SH OTHER 39,272 10,900 582
AMAZON COM INC COM 023135106 546 12,616 SH DEFINED 5,245 7,371
AMAZON COM INC COM 023135106 16 372 SH OTHER 372
AMBAC FINANCIAL GROUP INC COM 023139108 273 3,700 SH DEFINED 1,520 2,180
AMBAC FINANCIAL GROUP INC COM 023139108 7 100 SH OTHER 100
AMEREN CORP COM 023608102 153 3,311 SH DEFINED 2,111 1,200
AMEREN CORP COM 023608102 74 1,600 SH OTHER 1,600
AMERICAN ELECTRIC POWER INC COM 025537101 376 11,435 SH DEFINED 10,815 620
AMERICAN ELECTRIC POWER INC COM 025537101 12 377 SH OTHER 120 257
AMERICAN EXPRESS CO COM 025816109 7,025 135,479 SH DEFINED 124,644 200 10,635
AMERICAN EXPRESS CO COM 025816109 2,735 52,747 SH OTHER 47,221 4,138 1,388
AMERICAN INTL GROUP INC COM 026874107 15,868 222,404 SH DEFINED 207,079 3,200 12,125
AMERICAN INTL GROUP INC COM 026874107 3,096 43,395 SH OTHER 18,804 3,040 21,551
AMGEN INC COM 031162100 4,698 80,783 SH DEFINED 75,351 5,432
AMGEN INC COM 031162100 812 13,966 SH OTHER 6,025 488 7,453
AMSOUTH BANCORPORATION COM 032165102 10,185 433,230 SH DEFINED 413,369 19,861
AMSOUTH BANCORPORATION COM 032165102 7,181 305,437 SH OTHER 198,837 13,164 93,436
ANADARKO PETE CORP COM 032511107 1,657 31,961 SH DEFINED 31,097 864
ANADARKO PETE CORP COM 032511107 109 2,101 SH OTHER 1,825 276
ANHEUSER BUSCH COS INC COM 035229103 6,330 124,115 SH DEFINED 121,055 200 2,860
ANHEUSER BUSCH COS INC COM 035229103 756 14,828 SH OTHER 11,608 2,820 400
AON CORP COM 037389103 1,411 50,550 SH DEFINED 550 50,000
APACHE CORP COM 037411105 5,729 132,709 SH DEFINED 128,420 2,850 1,439
APACHE CORP COM 037411105 265 6,135 SH OTHER 4,240 1,590 305
APPLIED MATLS INC COM 038222105 5,412 253,705 SH DEFINED 211,342 200 42,163
APPLIED MATLS INC COM 038222105 559 26,220 SH OTHER 22,200 3,000 1,020
ARCHER DANIELS MIDLAND CO COM 039483102 691 40,958 SH DEFINED 39,763 1,195
ARCHER DANIELS MIDLAND CO COM 039483102 62 3,650 SH OTHER 2,950 700
ASTRAZENECA PLC SPONSORED ADR 046353108 271 5,800 SH DEFINED 5,800
ATMOS ENERGY CORP COM 049560105 212 8,296 SH DEFINED 8,296
AUBURN NATIONAL BANCORPORATION COM 050473107 134 6,250 SH DEFINED 6,250
AUBURN NATIONAL BANCORPORATION COM 050473107 465 21,650 SH OTHER 21,650
AUTOMATIC DATA PROCESSING INC COM 053015103 1,168 27,804 SH DEFINED 24,699 3,105
AUTOMATIC DATA PROCESSING INC COM 053015103 470 11,179 SH OTHER 8,799 2,200 180
AUTOZONE INC COM 053332102 257 2,988 SH DEFINED 2,305 683
AUTOZONE INC COM 053332102 95 1,100 SH OTHER 100 1,000
AVANT IMMUNOTHERAPEUTICS INC COM 053491106 35 13,459 SH OTHER 13,459
AVENTIS SPONSORED ADR 053561106 163 2,116 SH DEFINED 1,181 935
AVENTIS SPONSORED ADR 053561106 142 1,850 SH OTHER 1,800 50
AVERY DENNISON CORP COM 053611109 218 3,499 SH DEFINED 3,099 400
AVERY DENNISON CORP COM 053611109 62 1,000 SH OTHER 1,000
AVOCENT CORP COM 053893103 4,631 125,695 SH DEFINED 125,000 695
AVOCENT CORP COM 053893103 31 843 SH OTHER 843
AVON PRODS INC COM 054303102 707 9,321 SH DEFINED 9,321
BP PLC ADR SPONSORED ADR 055622104 10,983 214,507 SH DEFINED 208,115 984 5,408
BP PLC ADR SPONSORED ADR 055622104 3,900 76,172 SH OTHER 67,585 5,974 2,613
BANCO BILBAO VIZCAYA S.A. ADR SPONSORED ADR 05946K101 169 12,712 SH DEFINED 9,662 3,050
BANCORPSOUTH INC COM 059692103 60 2,763 SH DEFINED 2,727 36
BANCORPSOUTH INC COM 059692103 219 10,000 SH OTHER 10,000
BANCTRUST FINANCIAL GP COM 05978R107 106 6,075 SH DEFINED 6,075
BANCTRUST FINANCIAL GP COM 05978R107 183 10,455 SH OTHER 10,455
BANK AMER CORP COM 060505104 13,531 167,086 SH DEFINED 160,904 200 5,982
BANK AMER CORP COM 060505104 24,987 308,552 SH OTHER 305,276 2,666 610
BANK NEW YORK INC COM 064057102 1,277 40,537 SH DEFINED 38,821 1,400 316
BANK NEW YORK INC COM 064057102 157 4,970 SH OTHER 2,200 2,770
BANK ONE CORP COM 06423A103 1,671 30,658 SH DEFINED 30,368 290
BANK ONE CORP COM 06423A103 85 1,550 SH OTHER 300 1,250
BARRICK GOLD CORP ADR COM 067901108 1,564 65,789 SH DEFINED 63,419 1,570 800
BARRICK GOLD CORP ADR COM 067901108 73 3,080 SH OTHER 490 2,590
BARR PHARMACEUTICALS INC COM 068306109 395 8,591 SH DEFINED 3,177 5,414
BARR PHARMACEUTICALS INC COM 068306109 9 205 SH OTHER 205
BAXTER INTERNATIONAL INC COM 071813109 866 28,021 SH DEFINED 27,821 200
BAXTER INTERNATIONAL INC COM 071813109 474 15,360 SH OTHER 13,760 1,600
BECKMAN COULTER INC COM 075811109 226 4,140 SH DEFINED 1,095 3,045
BECKMAN COULTER INC COM 075811109 8 150 SH OTHER 150
BECTON DICKINSON & CO COM 075887109 535 11,035 SH DEFINED 10,000 1,035
BECTON DICKINSON & CO COM 075887109 49 1,008 SH OTHER 1,008
BED BATH & BEYOND INC COM 075896100 1,135 27,081 SH DEFINED 25,758 1,323
BED BATH & BEYOND INC COM 075896100 311 7,428 SH OTHER 450 6,978
BELLSOUTH CORP COM 079860102 6,386 230,610 SH DEFINED 214,741 450 15,419
BELLSOUTH CORP COM 079860102 2,838 102,480 SH OTHER 58,918 22,138 21,424
BERKSHIRE HATHAWAY INC DEL CL A 084670108 1,586 17 SH DEFINED 10 7
BERKSHIRE HATHAWAY INC DEL CL A 084670108 2,053 22 SH OTHER 2 20
BERKSHIRE HATHAWAY INC DEL CL B 084670207 4,495 1,445 SH DEFINED 1,393 52
BERKSHIRE HATHAWAY INC DEL CL B 084670207 1,260 405 SH OTHER 395 10
BEST BUY INC COM 086516101 2,130 41,190 SH DEFINED 41,065 125
BEST BUY INC COM 086516101 72 1,400 SH OTHER 1,400
BIOCRYST PHARMACEUTICALS INC COM 09058V103 13 1,500 SH DEFINED 1,500
BIOCRYST PHARMACEUTICALS INC COM 09058V103 911 109,054 SH OTHER 1,000 108,054
BIOGEN IDEC INC COM 09062X103 176 3,169 SH DEFINED 3,133 36
BIOGEN IDEC INC COM 09062X103 55 981 SH OTHER 981
BLACK & DECKER MFG CO COM 091797100 343 6,031 SH DEFINED 2,696 3,335
BLACK & DECKER MFG CO COM 091797100 9 165 SH OTHER 165
BLACKROCK INSD MUN TERM TR INC COM 092474105 290 25,000 SH DEFINED 25,000
BLACKROCK INSD MUN INCOME TR COM 092479104 289 19,500 SH DEFINED 19,500
BLACKROCK MUNICIPAL BOND TR COM 09249H104 227 15,000 SH DEFINED 15,000
BLACKROCK MUNI 2020 TER TRS COM SHS 09249X109 456 30,000 SH DEFINED 30,000
BLOCK H & R INC COM 093671105 293 5,739 SH DEFINED 2,343 3,396
BLOCK H & R INC COM 093671105 254 4,980 SH OTHER 4,800 180
BLOUNT INTL INC NEW COM 095180105 419 41,851 SH OTHER 41,851
BOEING CO COM 097023105 3,136 76,369 SH DEFINED 76,369
BOEING CO COM 097023105 189 4,611 SH OTHER 2,641 1,400 570
BOSTON PPTYS INC COM (REIT) COM 101121101 240 4,427 SH DEFINED 3,200 1,227
BRIGGS & STRATTON CORP COM 109043109 70 1,037 SH DEFINED 1,000 37
BRIGGS & STRATTON CORP COM 109043109 162 2,400 SH OTHER 2,400
BRISTOL MYERS SQUIBB CO COM 110122108 12,015 495,868 SH DEFINED 474,418 11,770 9,680
BRISTOL MYERS SQUIBB CO COM 110122108 4,118 169,940 SH OTHER 137,359 29,158 3,423
BROWN FORMAN CORP CL B CL B 115637209 95 2,000 SH DEFINED 2,000
BROWN FORMAN CORP CL B CL B 115637209 172 3,600 SH OTHER 3,600
BUCKEYE PARTNERS LP UNITS UNIT LTD PARTN 118230101 91 2,100 SH DEFINED 1,500 600
BUCKEYE PARTNERS LP UNITS UNIT LTD PARTN 118230101 233 5,400 SH OTHER 5,400
BUCKEYE TECHNOLOGIES INC COM 118255108 114 10,980 SH DEFINED 900 10,080
BURLINGTON NORTHN SANTA FE CORP COM 12189T104 2,969 94,268 SH DEFINED 93,556 712
BURLINGTON NORTHN SANTA FE CORP COM 12189T104 189 6,006 SH OTHER 4,500 1,425 81
BURLINGTON RESOURCES INC COM 122014103 3,601 56,588 SH DEFINED 51,895 2,450 2,243
BURLINGTON RESOURCES INC COM 122014103 387 6,080 SH OTHER 2,810 3,270
CIGNA CORP COM 125509109 1,110 18,810 SH DEFINED 18,500 310
CIGNA CORP COM 125509109 130 2,196 SH OTHER 2,196
CVS CORPORATION (DEL) COM 126650100 5,059 143,303 SH DEFINED 140,438 750 2,115
CVS CORPORATION (DEL) COM 126650100 674 19,089 SH OTHER 16,187 1,052 1,850
CAMPBELL SOUP CO COM 134429109 218 8,000 SH DEFINED 8,000
CAMPBELL SOUP CO COM 134429109 71 2,600 SH OTHER 2,000 600
CAPITAL ONE FINL CORP COM 14040H105 302 3,999 SH DEFINED 3,916 83
CARDINAL HEALTH INC COM 14149Y108 2,933 42,576 SH DEFINED 38,432 4,144
CARDINAL HEALTH INC COM 14149Y108 212 3,081 SH OTHER 2,495 466 120
CATERPILLAR INC COM 149123101 1,726 21,825 SH DEFINED 21,225 600
CATERPILLAR INC COM 149123101 356 4,500 SH OTHER 1,200 3,300
CEDAR FAIR L P DEPOSITRY UNIT 150185106 612 17,500 SH DEFINED 13,000 4,500
CENDANT CORP COM 151313103 232 9,520 SH DEFINED 8,740 780
CENDANT CORP COM 151313103 61 2,500 SH OTHER 2,500
CENTERPOINT ENERGY INC COM 15189T107 126 11,000 SH DEFINED 11,000
CENTERPOINT ENERGY INC COM 15189T107 89 7,794 SH OTHER 400 5,675 1,719
CENTURYTEL INC COM 156700106 1,075 39,098 SH DEFINED 14,771 24,327
CENTURYTEL INC COM 156700106 22 800 SH OTHER 800
CHEVRON TEXACO CORP COM 166764100 10,248 116,749 SH DEFINED 105,947 840 9,962
CHEVRON TEXACO CORP COM 166764100 4,157 47,362 SH OTHER 33,764 11,841 1,757
CINERGY CORP COM 172474108 328 8,026 SH DEFINED 8,026
CINERGY CORP COM 172474108 485 11,850 SH OTHER 5,850 6,000
CISCO SYS INC COM 17275R102 10,649 451,799 SH DEFINED 431,132 3,410 17,257
CISCO SYS INC COM 17275R102 2,447 103,830 SH OTHER 70,220 22,657 10,953
CITIGROUP INC COM 172967101 14,402 278,564 SH DEFINED 266,923 300 11,341
CITIGROUP INC COM 172967101 6,046 116,941 SH OTHER 99,146 6,422 11,373
CLEAR CHANNEL COMMUNICATIONS COM 184502102 4,787 113,028 SH DEFINED 111,428 200 1,400
CLEAR CHANNEL COMMUNICATIONS COM 184502102 350 8,265 SH OTHER 6,550 1,365 350
CLOROX CO COM 189054109 1,924 39,334 SH DEFINED 34,125 1,838 3,371
CLOROX CO COM 189054109 450 9,194 SH OTHER 6,344 2,535 315
COACH INC COM 189754104 513 12,519 SH DEFINED 5,119 7,400
COACH INC COM 189754104 28 679 SH OTHER 636 43
COCA COLA CO COM 191216100 40,918 813,470 SH DEFINED 811,649 200 1,621
COCA COLA CO COM 191216100 32,989 655,845 SH OTHER 606,396 38,594 10,855
COCA COLA ENTERPRISES INC COM 191219104 3 133 SH DEFINED 133
COCA COLA ENTERPRISES INC COM 191219104 4,753 196,660 SH OTHER 196,660
COEUR D ALENE MINES CORP IDAHO COM 192108108 84 12,000 SH OTHER 12,000
COLGATE PALMOLIVE CO COM 194162103 6,199 112,496 SH DEFINED 111,101 600 795
COLGATE PALMOLIVE CO COM 194162103 15,141 274,783 SH OTHER 266,223 5,060 3,500
COLONIAL BANCGROUP INC COM 195493309 169 9,146 SH DEFINED 9,146
COLONIAL BANCGROUP INC COM 195493309 88 4,745 SH OTHER 4,745
COLONIAL PPTYS TR (REIT) COM SH BEN INT 195872106 63 1,550 SH DEFINED 1,550
COLONIAL PPTYS TR (REIT) COM SH BEN INT 195872106 277 6,800 SH OTHER 6,800
COMCAST CORP NEW CL A CL A 20030N101 737 25,631 SH DEFINED 22,516 1,393 1,722
COMCAST CORP NEW CL A CL A 20030N101 390 13,571 SH OTHER 10,251 692 2,628
COMCAST CORP NEW CL A SPL 20030N200 5,822 209,058 SH DEFINED 152,975 670 55,413
COMCAST CORP NEW CL A SPL 20030N200 696 24,975 SH OTHER 22,100 2,575 300
COMPASS BANCSHARES, INC. COM 20449H109 2,440 58,838 SH DEFINED 58,838
COMPASS BANCSHARES, INC. COM 20449H109 4,725 113,943 SH OTHER 101,943 12,000
COMSTOCK RESOURCES INC COM NEW 205768203 313 15,750 SH DEFINED 15,750
CONAGRA FOODS INC COM COM 205887102 1,753 65,085 SH DEFINED 62,285 1,000 1,800
CONAGRA FOODS INC COM COM 205887102 804 29,862 SH OTHER 29,062 800
CONCURRENT COMPUTER CORP NEW COM 206710204 52 15,000 SH DEFINED 15,000
CONOCO/PHILLIPS COM 20825C104 9,313 133,406 SH DEFINED 128,093 2,000 3,313
CONOCO/PHILLIPS COM 20825C104 1,320 18,904 SH OTHER 12,609 5,195 1,100
CONSOLIDATED EDISON INC COM 209115104 122 2,776 SH DEFINED 2,776
CONSOLIDATED EDISON INC COM 209115104 205 4,650 SH OTHER 4,150 300 200
COOPER CAMERON CORP COM 216640102 312 7,080 SH DEFINED 7,080
COOPER CAMERON CORP COM 216640102 25 560 SH OTHER 300 260
COSTCO WHSL CORP COM 22160K105 218 5,795 SH DEFINED 5,305 490
COSTCO WHSL CORP COM 22160K105 90 2,385 SH OTHER 2,300 85
COX COMMUNICATIONS INC NEW CL A 224044107 26,547 840,082 SH DEFINED 840,082
DNP SELECT INCOME FD COM 23325P104 2,826 247,900 SH DEFINED 244,350 3,550
DNP SELECT INCOME FD COM 23325P104 525 46,035 SH OTHER 39,055 6,980
DTE ENERGY CO COM 233331107 271 6,588 SH DEFINED 6,278 310
DTE ENERGY CO COM 233331107 50 1,225 SH OTHER 675 550
DEERE & CO COM 244199105 312 4,499 SH DEFINED 4,304 195
DEERE & CO COM 244199105 166 2,400 SH OTHER 2,400
DEL MONTE FOODS CO COM 24522P103 150 13,328 SH DEFINED 13,328
DEL MONTE FOODS CO COM 24522P103 19 1,694 SH OTHER 1,294 400
DELL INC COM 24702R101 5,968 177,521 SH DEFINED 167,668 9,853
DELL INC COM 24702R101 514 15,281 SH OTHER 9,775 3,720 1,786
DELPHI CORP COM 247126105 275 27,653 SH DEFINED 27,653
DELPHI CORP COM 247126105 24 2,457 SH OTHER 2,038 419
DELTIC TIMBER CORP COM 247850100 1,899 53,528 SH DEFINED 53,528
DEUTSCHE TELEKOM AG SPONSORED ADR 251566105 247 13,681 SH DEFINED 11,701 1,980
DEVON ENERGY CORPORATION NEW COM 25179M103 402 6,912 SH DEFINED 6,912
DEVON ENERGY CORPORATION NEW COM 25179M103 2 30 SH OTHER 30
DIAMONDS TR UNIT SER 1 252787106 245 2,353 SH DEFINED 2,328 25
DIAMONDS TR UNIT SER 1 252787106 69 660 SH OTHER 660
WALT DISNEY COMPANY COM DISNEY 254687106 3,349 134,011 SH DEFINED 70,786 620 62,605
WALT DISNEY COMPANY COM DISNEY 254687106 1,155 46,234 SH OTHER 14,352 17,082 14,800
DOMINION RES INC VA NEW COM 25746U109 965 15,010 SH DEFINED 14,380 630
DOMINION RES INC VA NEW COM 25746U109 210 3,268 SH OTHER 1,868 100 1,300
DOVER CORP COM 260003108 415 10,696 SH DEFINED 8,361 2,335
DOVER CORP COM 260003108 148 3,805 SH OTHER 3,041 704 60
DOW CHEM CO COM COM 260543103 744 18,480 SH DEFINED 17,980 500
DOW CHEM CO COM COM 260543103 436 10,812 SH OTHER 4,058 3,600 3,154
DREYFUS STRATEGIC MUNS INC COM 261932107 480 50,000 SH DEFINED 50,000
DREYFUS STRATEGIC MUNS INC COM 261932107 33 3,400 SH OTHER 3,400
DREYFUS STRATEGIC MUN BD FD INC COM 26202F107 470 51,548 SH DEFINED 51,548
DU PONT E I DE NEMOURS & CO COM 263534109 8,373 198,328 SH DEFINED 197,324 1,004
DU PONT E I DE NEMOURS & CO COM 263534109 2,599 61,547 SH OTHER 47,246 4,001 10,300
DUKE ENERGY CORP COM 264399106 1,347 59,621 SH DEFINED 57,871 1,750
DUKE ENERGY CORP COM 264399106 652 28,855 SH OTHER 26,530 2,325
DUN & BRADSTREET CORP DEL NE COM 26483E100 227 4,245 SH DEFINED 3,279 966
DUN & BRADSTREET CORP DEL NE COM 26483E100 21 400 SH OTHER 400
DURECT CORP COM 266605104 170 50,281 SH OTHER 50,281
E M C CORP MASS COM 268648102 1,059 77,804 SH DEFINED 76,228 1,576
E M C CORP MASS COM 268648102 435 31,949 SH OTHER 23,535 8,214 200
E TRADE FINL CORP COM 269246104 281 21,050 SH DEFINED 21,050~
E TRADE FINL CORP COM 269246104 3 250 SH OTHER 250
EASTMAN CHEM CO COM 277432100 270 6,334 SH DEFINED 5,339 995
EASTMAN CHEM CO COM 277432100 67 1,565 SH OTHER 1,268 297
EATON CORP COM 278058102 517 9,199 SH DEFINED 5,588 3,611
EATON CORP COM 278058102 22 390 SH OTHER 200 190
EATON VANCE MUNI INCOME TR FD SH BEN INT 27826U108 585 35,732 SH DEFINED 35,732
EATON VANCE INS MUN BD FD COM 27827X101 292 20,000 SH DEFINED 20,000
EBAY INC COM 278642103 536 7,738 SH DEFINED 3,364 4,374
EBAY INC COM 278642103 306 4,418 SH OTHER 569 3,849
ECOLAB INC COM 278865100 233 8,171 SH DEFINED 7,126 1,045
ECOLAB INC COM 278865100 2 70 SH OTHER 70
EL PASO CORP COM 28336L109 99 13,995 SH DEFINED 11,970 2,025
EL PASO CORP COM 28336L109 63 8,897 SH OTHER 8,569 328
ELECTRONIC ARTS COM 285512109 145 2,700 SH DEFINED 2,700
ELECTRONIC ARTS COM 285512109 349 6,500 SH OTHER 6,500
ELECTRONIC DATA SYS CORP NEW COM 285661104 579 29,937 SH DEFINED 28,697 1,240
ELECTRONIC DATA SYS CORP NEW COM 285661104 189 9,768 SH OTHER 9,368 400
EMERSON ELECTRIC CO COM 291011104 4,672 77,977 SH DEFINED 76,854 200 923
EMERSON ELECTRIC CO COM 291011104 1,167 19,475 SH OTHER 15,915 3,160 400
ENBRIDGE ENERGY PARTNERS L P COM 29250R106 115 2,250 SH DEFINED 2,250
ENBRIDGE ENERGY PARTNERS L P COM 29250R106 102 2,000 SH OTHER 2,000
ENERGEN CORP COM 29265N108 237 5,749 SH DEFINED 5,393 356
ENERGEN CORP COM 29265N108 268 6,500 SH OTHER 4,850 1,650
ENERGYSOUTH INC COM 292970100 1,561 44,727 SH DEFINED 44,727
ENERGYSOUTH INC COM 292970100 105 3,000 SH OTHER 3,000
THE ENSTAR GROUP INC COM 29358R107 876 19,500 SH DEFINED 19,500
ENTERASYS NETWORKS INC COM 293637104 28 11,032 SH DEFINED 4,070 6,962
ENTERGY CORP COM 29364G103 355 5,964 SH DEFINED 5,964
ENTERGY CORP COM 29364G103 65 1,100 SH OTHER 100 1,000
EXELON CORP COM 30161N101 802 11,643 SH DEFINED 9,100 2,543
EXELON CORP COM 30161N101 139 2,019 SH OTHER 1,107 757 155
EXXON MOBIL CORP COM 30231G102 46,249 1,112,015 SH DEFINED 1,053,972 7,350 50,693
EXXON MOBIL CORP COM 30231G102 16,504 396,825 SH OTHER 312,164 63,205 21,456
FPL GROUP INC COM 302571104 2,117 31,665 SH DEFINED 31,665
FPL GROUP INC COM 302571104 140 2,100 SH OTHER 900 1,200
FAMILY DOLLAR STORES INC COM 307000109 1,382 38,456 SH DEFINED 34,976 100 3,380
FAMILY DOLLAR STORES INC COM 307000109 173 4,800 SH OTHER 3,990 530 280
FREDDIE MAC COM 313400301 675 11,433 SH DEFINED 11,172 261
FREDDIE MAC COM 313400301 113 1,910 SH OTHER 1,550 360
FEDERAL NATIONAL MORTGAGE ASSN COM 313586109 3,115 41,900 SH DEFINED 39,689 2,211
FEDERAL NATIONAL MORTGAGE ASSN COM 313586109 1,292 17,375 SH OTHER 12,575 4,000 800
FEDERAL REALTY INV TR (REIT) SH BEN INT NEW 313747206 369 7,988 SH DEFINED 7,400 588
FEDERATED DEPT STORES INC NEW COM 31410H101 318 5,876 SH DEFINED 2,084 3,792
FEDERATED DEPT STORES INC NEW COM 31410H101 12 225 SH OTHER 225
FEDEX CORP COM 31428X106 7,364 97,973 SH DEFINED 65,536 100 32,337
FEDEX CORP COM 31428X106 599 7,975 SH OTHER 7,275 700
FIRST DATA CORP COM 319963104 2,977 70,617 SH DEFINED 63,480 7,137
FIRST DATA CORP COM 319963104 494 11,709 SH OTHER 10,604 800 305
FIRST TENNESSEE NATIONAL CORP COM 337162101 2,727 57,168 SH DEFINED 40,626 1,800 14,742
FIRST TENNESSEE NATIONAL CORP COM 337162101 516 10,825 SH OTHER 9,600 1,225
FIRSTENERGY CORP COM 337932107 439 11,223 SH DEFINED 11,223
FIRSTENERGY CORP COM 337932107 7 190 SH OTHER 190
FLEETBOSTON FINL CORP COM 339030108 935 20,834 SH DEFINED 20,834
FLEETBOSTON FINL CORP COM 339030108 144 3,202 SH OTHER 3,202
FORD MTR CO DEL COM PAR $0.01 345370860 213 15,704 SH DEFINED 14,629 1,075
FORD MTR CO DEL COM PAR $0.01 345370860 153 11,301 SH OTHER 5,370 5,598 333
FOREST LABS INC COM 345838106 10,057 140,423 SH DEFINED 139,443 670 310
FOREST LABS INC COM 345838106 456 6,365 SH OTHER 4,765 1,350 250
FORTUNE BRANDS INC COM 349631101 690 9,006 SH DEFINED 8,423 583
FORTUNE BRANDS INC COM 349631101 138 1,800 SH OTHER 1,800
FRANKLIN RES INC COM 354613101 2,014 36,163 SH DEFINED 34,703 200 1,260
FRANKLIN RES INC COM 354613101 67 1,200 SH OTHER 1,000 200
GALLAGHER ARTHUR J & CO COM 363576109 413 12,674 SH DEFINED 12,469 205
GALLAGHER ARTHUR J & CO COM 363576109 42 1,300 SH OTHER 900 400
GANNETT INC COM 364730101 1,790 20,307 SH DEFINED 16,237 4,070
GANNETT INC COM 364730101 1,619 18,367 SH OTHER 13,007 1,296 4,064
GAP INC COM 364760108 4,928 224,831 SH DEFINED 222,954 1,100 777
GAP INC COM 364760108 510 23,245 SH OTHER 16,290 6,105 850
GENENTECH INC COM NEW 368710406 861 8,137 SH DEFINED 4,829 3,308
GENENTECH INC COM NEW 368710406 302 2,852 SH OTHER 385 2,467
GENERAL DYNAMICS CORP COM 369550108 1,693 18,954 SH DEFINED 17,104 1,850
GENERAL DYNAMICS CORP COM 369550108 35 390 SH OTHER 300 90
GENERAL ELECTRIC CO COM 369604103 33,701 1,104,243 SH DEFINED 1,065,883 4,130 34,230
GENERAL ELECTRIC CO COM 369604103 18,039 591,065 SH OTHER 518,491 61,087 11,487
GENERAL MILLS INC COM 370334104 5,424 116,200 SH DEFINED 110,671 1,170 4,359
GENERAL MILLS INC COM 370334104 889 19,054 SH OTHER 14,479 4,100 475
GENERAL MOTORS CORP COM 370442105 2,505 53,185 SH DEFINED 33,259 19,926
GENERAL MOTORS CORP COM 370442105 662 14,056 SH OTHER 12,616 1,440
GENUINE PARTS CO COM 372460105 1,436 43,901 SH DEFINED 36,921 2,080 4,900
GENUINE PARTS CO COM 372460105 664 20,301 SH OTHER 17,891 2,410
GEORGIA PAC CORP COM 373298108 3,316 98,415 SH DEFINED 98,415
GEORGIA PAC CORP COM 373298108 3 100 SH OTHER 100
GILLETTE CO COM 375766102 4,734 121,074 SH DEFINED 118,654 720 1,700
GILLETTE CO COM 375766102 2,245 57,425 SH OTHER 36,915 7,110 13,400
GLAXO SMITHKLINE SPONSORED ADR 37733W105 558 13,958 SH DEFINED 10,083 3,875
GLAXO SMITHKLINE SPONSORED ADR 37733W105 140 3,500 SH OTHER 3,500
GOLDEN WEST FINL CORP DEL COM 381317106 330 2,951 SH DEFINED 1,220 1,731
GOLDEN WEST FINL CORP DEL COM 381317106 13 115 SH OTHER 115
GOLDMAN SACHS GROUP INC COM 38141G104 476 4,562 SH DEFINED 4,048 514
GOLDMAN SACHS GROUP INC COM 38141G104 31 300 SH OTHER 100 200
GOODRICH CORP COM 382388106 380 13,550 SH DEFINED 12,550 1,000
GOODRICH CORP COM 382388106 39 1,400 SH OTHER 1,400
GRAINGER W W INC COM 384802104 240 5,000 SH OTHER 5,000
GREAT PLAINS ENERGY INC COM 391164100 79 2,330 SH DEFINED 2,330
GREAT PLAINS ENERGY INC COM 391164100 142 4,200 SH OTHER 1,000 3,200
HCA-INC COM 404119109 775 19,073 SH DEFINED 17,703 1,370
HSBC HLDGS PLC SPON ADR NEW 404280406 308 4,113 SH DEFINED 2,860 1,253
HSBC HLDGS PLC SPON ADR NEW 404280406 277 3,705 SH OTHER 3,705
HARLEY DAVIDSON INC COM 412822108 660 12,373 SH DEFINED 8,887 3,486
HARLEY DAVIDSON INC COM 412822108 21 398 SH OTHER 200 198
HARTFORD FINL SVCS GROUP INC COM 416515104 224 3,510 SH DEFINED 3,100 410
HEALTH NET INC COM 42222G108 260 10,442 SH DEFINED 5,368 5,074
HEALTH NET INC COM 42222G108 6 245 SH OTHER 245
HEINZ H J CO COM 423074103 1,582 42,411 SH DEFINED 42,411
HEINZ H J CO COM 423074103 315 8,445 SH OTHER 7,545 900
HERSHEY FOODS CORP COM 427866108 591 7,135 SH DEFINED 7,135
HERSHEY FOODS CORP COM 427866108 141 1,700 SH OTHER 600 1,100
HEWLETT PACKARD CO COM 428236103 3,733 163,455 SH DEFINED 153,845 500 9,110
HEWLETT PACKARD CO COM 428236103 1,062 46,491 SH OTHER 40,141 2,750 3,600
HIBERNIA CORP CL A 428656102 651 27,712 SH DEFINED 27,712
HILTON HOTELS COM 432848109 1,328 81,739 SH DEFINED 8,740 72,999
HITACHI LTD ADR 10 COM 433578507 222 2,864 SH DEFINED 2,175 689
HOME DEPOT INC COM 437076102 4,764 127,527 SH DEFINED 124,369 3,158
HOME DEPOT INC COM 437076102 1,286 34,429 SH OTHER 28,802 2,350 3,277
HONEYWELL INTERNATIONAL INC COM 438516106 672 19,863 SH DEFINED 18,155 1,708
HONEYWELL INTERNATIONAL INC COM 438516106 407 12,031 SH OTHER 3,125 8,906
HUGOTON RTY TR TEX UNIT BEN INT 444717102 33 1,500 SH DEFINED 1,500
HUGOTON RTY TR TEX UNIT BEN INT 444717102 220 10,000 SH OTHER 10,000
HUMANA INC COM 444859102 255 13,412 SH DEFINED 13,412
HUMANA INC COM 444859102 9 450 SH OTHER 450
ILLINOIS TOOL WKS INC COM 452308109 460 5,808 SH DEFINED 5,528 280
ILLINOIS TOOL WKS INC COM 452308109 4 50 SH OTHER 50
ILLUMINA INC COM 452327109 75 10,000 SH OTHER 10,000
INTEL CORP COM 458140100 15,715 577,743 SH DEFINED 527,656 2,540 47,547
INTEL CORP COM 458140100 5,417 199,139 SH OTHER 151,678 34,711 12,750
INTERACTIVECORP COM 45840Q101 251 7,934 SH DEFINED 5,388 2,546
INTNL BUSINESS MACHINES CORP COM 459200101 12,338 134,343 SH DEFINED 122,442 100 11,801
INTNL BUSINESS MACHINES CORP COM 459200101 4,468 48,649 SH OTHER 38,659 8,912 1,078
INTERNATIONAL GAME TECHNOLOGY COM 459902102 1,656 36,827 SH DEFINED 36,444 383
INTERNATIONAL GAME TECHNOLOGY COM 459902102 29 642 SH OTHER 400 242
INTERNATIONAL PAPER CO COM 460146103 6,213 147,029 SH DEFINED 146,687 342
INTERNATIONAL PAPER CO COM 460146103 1,494 35,360 SH OTHER 31,909 1,396 2,055
ISHARES INC MSCI JAPAN 464286848 119 10,959 SH DEFINED 10,959
ISHARES INC MSCI JAPAN 464286848 115 10,600 SH OTHER 10,600
ISHARES TR DJ SEL DIV INX 464287168 343 6,200 SH DEFINED 6,200
ISHARES TR S&P 500 INDEX 464287200 136 1,200 SH DEFINED 1,200
ISHARES TR S&P 500 INDEX 464287200 69 605 SH OTHER 605
ISHARES TR MSCI EAFE IDX 464287465 239 1,685 SH DEFINED 1,385 300
ISHARES TR MSCI EAFE IDX 464287465 14 100 SH OTHER 100
ISHARES TR DJ US UTILS 464287697 156 2,600 SH DEFINED 2,600
ISHARES TR DL US UTILS 464287697 130 2,163 SH OTHER 2,163
ISHARES TR S&P SMLCP VALU 464287879 182 1,700 SH DEFINED 1,700
ISHARES TR S&P SMLCP VALU 464287879 160 1,500 SH OTHER 1,500
JP MORGAN CHASE & CO COM 46625H100 4,353 103,778 SH DEFINED 98,147 5,631
JP MORGAN CHASE & CO COM 46625H100 1,381 32,918 SH OTHER 26,943 5,735 240
JEFFERSON PILOT CORP COM 475070108 4,158 75,587 SH DEFINED 69,905 5,682
JEFFERSON PILOT CORP COM 475070108 5,484 99,689 SH OTHER 59,701 6,238 33,750
JOHNSON & JOHNSON COM 478160104 17,938 353,665 SH DEFINED 333,902 2,000 17,763
JOHNSON & JOHNSON COM 478160104 5,497 108,370 SH OTHER 83,330 14,910 10,130
KLA - TENCOR CORPORATION COM 482480100 844 16,777 SH DEFINED 16,777
KANEB PIPE LINE PARTNERS L P SR PREF UNIT 484169107 222 4,140 SH DEFINED 2,940 1,200
KANEB PIPE LINE PARTNERS L P SR PREF UNIT 484169107 32 600 SH OTHER 600
KELLOGG CO COM 487836108 555 14,150 SH DEFINED 14,150
KELLOGG CO COM 487836108 471 12,000 SH OTHER 10,400 1,600
KEYCORP NEW COM 493267108 1,236 40,821 SH DEFINED 39,601 1,220
KEYCORP NEW COM 493267108 126 4,150 SH OTHER 4,150
KIMBERLY CLARK CORP COM 494368103 4,306 68,242 SH DEFINED 65,302 2,940
KIMBERLY CLARK CORP COM 494368103 2,526 40,038 SH OTHER 35,280 4,638 120
KINDER MORGAN EGY PTNS L P UT LTD PARTNER 494550106 398 8,823 SH DEFINED 8,073 750
KINDER MORGAN EGY PTNS L P UT LTD PARTNER 494550106 401 8,885 SH OTHER 8,885
KNIGHT RIDDER INC COM 499040103 1,351 18,443 SH DEFINED 3,473 14,970
KOHLS CORP COM 500255104 235 4,855 SH DEFINED 4,145 710
KOHLS CORP COM 500255104 603 12,480 SH OTHER 3,810 8,670
KONINKLIJKE AHOLD N V SPON ADR NEW 500467303 124 14,985 SH DEFINED 10,035 4,950
KONINKLIJKE PHILIPS ELECTRS NY REG SH NEW 500472303 394 13,600 SH DEFINED 1,200 12,400
KONINKLIJKE PHILIPS ELECTRS NY REG SH NEW 500472303 6 190 SH OTHER 190
KRAFT FOODS INC CL A 50075N104 798 24,925 SH DEFINED 23,525 1,400
KRAFT FOODS INC CL A 50075N104 73 2,270 SH OTHER 1,875 295 100
KROGER CO COM 501044101 482 28,941 SH DEFINED 25,346 3,595
LABORATORY CORP AMER HLDGS COM NEW 50540R409 259 6,600 SH DEFINED 6,600
LABORATORY CORP AMER HLDGS COM NEW 50540R409 20 500 SH OTHER 500
LEHMAN BROS HLDGS INC COM 524908100 2,465 29,749 SH DEFINED 27,356 2,393
LEHMAN BROS HLDGS INC COM 524908100 172 2,079 SH OTHER 1,604 200 275
LENNAR CORP CL A 526057104 303 5,608 SH DEFINED 2,008 3,600
LENNAR CORP CL A 526057104 11 210 SH OTHER 210
LEXMARK INTL INC CL A 529771107 299 3,246 SH DEFINED 1,070 2,176
LEXMARK INTL INC CL A 529771107 11 115 SH OTHER 115
LILLY ELI & CO COM 532457108 7,901 118,107 SH DEFINED 108,163 200 9,744
LILLY ELI & CO COM 532457108 2,021 30,206 SH OTHER 22,712 2,250 5,244
LIMITED BRANDS INC COM 532716107 1,163 58,143 SH DEFINED 57,743 400
LIMITED BRANDS INC COM 532716107 77 3,850 SH OTHER 3,850
LINCOLN NATIONAL CORP IND COM 534187109 808 17,075 SH DEFINED 16,975 100
LINCOLN NATIONAL CORP IND COM 534187109 443 9,369 SH OTHER 9,369
LIZ CLAIBORNE INC COM 539320101 1,434 39,092 SH DEFINED 34,614 4,478
LIZ CLAIBORNE INC COM 539320101 69 1,880 SH OTHER 1,600 280
LOCKHEED MARTIN CORP COM 539830109 300 6,581 SH DEFINED 6,581
LOCKHEED MARTIN CORP COM 539830109 161 3,517 SH OTHER 3,517
LOEWS CORP COM 540424108 49 835 SH DEFINED 625 210
LOEWS CORP COM 540424108 1,063 18,000 SH OTHER 18,000
LOUISIANA PACIFIC CORP COM 546347105 2,440 94,588 SH DEFINED 94,469 119
LOWES COS INC COM 548661107 3,713 66,143 SH DEFINED 64,944 1,199
LOWES COS INC COM 548661107 362 6,446 SH OTHER 3,890 2,556
LUCENT TECHNOLOGIES INC COM 549463107 80 19,580 SH DEFINED 18,780 800
LUCENT TECHNOLOGIES INC COM 549463107 53 12,971 SH OTHER 6,240 6,231 500
LUFKIN INDUSTRIES INCORPORATED COM 549764108 1,800 57,984 SH DEFINED 57,984
MBNA CORP COM 55262L100 1,121 40,556 SH DEFINED 27,440 13,116
MBNA CORP COM 55262L100 220 7,977 SH OTHER 6,920 1,057
MANULIFE FINL CORP ADR COM 56501R106 643 17,304 SH DEFINED 16,954 350
MANULIFE FINL CORP ADR COM 56501R106 7 180 SH OTHER 180
MARATHON OIL CORP COM 565849106 587 17,438 SH DEFINED 16,563 525 350
MARATHON OIL CORP COM 565849106 103 3,062 SH OTHER 2,040 390 632
MARSH & MCLENNAN COS INC COM 571748102 3,017 65,153 SH DEFINED 63,398 350 1,405
MARSH & MCLENNAN COS INC COM 571748102 463 10,000 SH OTHER 5,800 900 3,300
MARRIOTT INTL INC NEW CL A 571903202 1,456 34,229 SH DEFINED 18,366 15,863
MARRIOTT INTL INC NEW CL A 571903202 298 7,000 SH OTHER 1,100 500 5,400
MASCO CORP COM 574599106 551 18,113 SH DEFINED 12,130 5,983
MASCO CORP COM 574599106 286 9,380 SH OTHER 4,600 4,780
MAXIM INTEGRATED PRODS INC COM 57772K101 414 8,805 SH DEFINED 3,299 5,506
MAXIM INTEGRATED PRODS INC COM 57772K101 277 5,897 SH OTHER 5,897
MAYTAG CORP COM 578592107 19,086 604,548 SH DEFINED 604,548
MAYTAG CORP COM 578592107 74 2,350 SH OTHER 2,350
MCCORMICK & CO INC COMMON STOCK COM NON VTG 579780206 1,138 33,950 SH DEFINED 33,950
MCCORMICK & CO INC COMMON STOCK COM NON VTG 579780206 60 1,776 SH OTHER 1,776
MCDONALDS CORP COM 580135101 1,293 45,263 SH DEFINED 44,621 642
MCDONALDS CORP COM 580135101 351 12,300 SH OTHER 8,500 1,400 2,400
MCGRAW-HILL COMPANIES INC NEW COM 580645109 938 12,313 SH DEFINED 12,313
MCGRAW-HILL COMPANIES INC NEW COM 580645109 95 1,250 SH OTHER 1,250
MCKESSON CORPORATION COM 58155Q103 207 6,868 SH DEFINED 5,968 900
MCKESSON CORPORATION COM 58155Q103 102 3,383 SH OTHER 3,383
MEADWESTVACO CORP COM 583334107 124 4,398 SH DEFINED 4,398
MEADWESTVACO CORP COM 583334107 2,261 79,914 SH OTHER 27,020 3,240 49,654
MEDCO HEALTH SOLUTIONS INC COM 58405U102 189 5,571 SH DEFINED 5,183 388
MEDCO HEALTH SOLUTIONS INC COM 58405U102 314 9,222 SH OTHER 5,864 634 2,724
MEDTRONIC INC COM 585055106 6,559 137,366 SH DEFINED 134,708 200 2,458
MEDTRONIC INC COM 585055106 2,480 51,945 SH OTHER 33,250 7,800 10,895
MELLON FINL CORP COM 58551A108 294 9,385 SH DEFINED 8,185 1,200
MELLON FINL CORP COM 58551A108 19 600 SH OTHER 600
MERCK & CO INC COM 589331107 11,366 257,200 SH DEFINED 239,626 200 17,374
MERCK & CO INC COM 589331107 6,775 153,308 SH OTHER 115,590 13,208 24,510
MERRILL LYNCH & CO INC COM 590188108 710 11,924 SH DEFINED 11,089 835
MERRILL LYNCH & CO INC COM 590188108 57 950 SH OTHER 900 50
METLIFE INC COM 59156R108 407 11,394 SH DEFINED 6,393 5,001
METLIFE INC COM 59156R108 17 488 SH OTHER 213 275
MICROSOFT CORP COM 594918104 14,362 576,103 SH DEFINED 536,203 6,556 33,344
MICROSOFT CORP COM 594918104 3,647 146,287 SH OTHER 114,437 20,248 11,602
MID-AMER APT CMNTYS INC (REIT) COM 59522J103 281 7,560 SH DEFINED 730 6,830
MIDCAP SPDR TR UNIT SER 1 595635103 379 3,431 SH DEFINED 1,800 1,631
MILLEA HOLDINGS INC ADR 60032R106 218 2,809 SH DEFINED 2,070 739
MITSUBISHI TOKYO FINL GROUP SPONSORED ADR 606816106 172 17,370 SH DEFINED 13,350 4,020
MONSANTO CO NEW COM 61166W101 196 5,334 SH DEFINED 4,588 511 235
MONSANTO CO NEW COM 61166W101 109 2,960 SH OTHER 2,790 170
MOODYS CORP COM 615369105 496 7,010 SH DEFINED 6,255 755
MOODYS CORP COM 615369105 57 800 SH OTHER 800
MORGAN STANLEY COM NEW 617446448 9,738 169,950 SH DEFINED 154,962 300 14,688
MORGAN STANLEY COM NEW 617446448 896 15,636 SH OTHER 14,090 600 946
MOTOROLA INC COM 620076109 1,831 104,037 SH DEFINED 101,230 2,807
MOTOROLA INC COM 620076109 322 18,300 SH OTHER 13,900 4,400
MUNICIPAL MORTGAGE & EQUITY LLC GROWTH SHS 62624B101 218 8,500 SH DEFINED 3,000 5,500
MUNIVEST FD INC COM 626295109 28 2,956 SH DEFINED 2,956
MUNIVEST FD INC COM 626295109 108 11,200 SH OTHER 11,200
MURPHY OIL CORP COM 626717102 2,296 36,464 SH DEFINED 36,464
MURPHY OIL CORP COM 626717102 23 368 SH OTHER 368
MYLAN LABORATORIES INC COM 628530107 296 13,004 SH DEFINED 6,378 6,626
MYLAN LABORATORIES INC COM 628530107 9 400 SH OTHER 400
NASDAQ 100 TR UNIT SER 1 631100104 235 6,550 SH DEFINED 6,550
NASDAQ 100 TR UNIT SER 1 631100104 67 1,870 SH OTHER 1,000 120 750
NATIONAL CITY CORP COM 635405103 474 13,320 SH DEFINED 9,520 3,800
NATIONAL CITY CORP COM 635405103 190 5,346 SH OTHER 3,346 2,000
NATIONAL COMM FINL CORP COM 63545P104 2,099 73,366 SH DEFINED 65,566 7,800
NATIONAL COMM FINL CORP COM 63545P104 137 4,798 SH OTHER 4,360 438
NETWORK APPLIANCE INC DELEWARE COM 64120L104 747 34,716 SH DEFINED 21,439 13,277
NETWORK APPLIANCE INC DELEWARE COM 64120L104 26 1,185 SH OTHER 400 785
NEW YORK TIMES CO CL A CL A 650111107 203 4,600 SH DEFINED 4,600
NEWMONT MINING CORP (NEW) COM 651639106 8,574 183,884 SH DEFINED 178,894 3,640 1,350
NEWMONT MINING CORP (NEW) COM 651639106 644 13,811 SH OTHER 9,093 4,335 383
NEXTEL COMMUNICATIONS INC CL A 65332V103 447 18,126 SH DEFINED 10,544 7,582
NEXTEL COMMUNICATIONS INC CL A 65332V103 10 410 SH OTHER 410
NIKE INC CL B CL B 654106103 2,445 31,396 SH DEFINED 30,785 200 411
NIKE INC CL B CL B 654106103 158 2,024 SH OTHER 850 800 374
NOKIA CORP SPONSORED ADR 654902204 1,267 62,482 SH DEFINED 55,669 6,813
NOKIA CORP SPONSORED ADR 654902204 329 16,224 SH OTHER 1,600 14,624
NORFOLK SOUTHERN CORPORATION COM 655844108 359 16,243 SH DEFINED 16,243
NORFOLK SOUTHERN CORPORATION COM 655844108 374 16,917 SH OTHER 13,662 3,255
NORTHERN BORDER PARTNERS L P UNIT LTD PARTN 664785102 260 6,170 SH DEFINED 5,670 500
NORTHERN BORDER PARTNERS L P UNIT LTD PARTN 664785102 232 5,500 SH OTHER 4,000 1,500
NORTHROP GRUMMAN CORP COM 666807102 4,611 46,849 SH DEFINED 45,869 900 80
NORTHROP GRUMMAN CORP COM 666807102 613 6,229 SH OTHER 3,059 760 2,410
NOVARTIS AG ADR SPONSORED ADR 66987V109 257 6,034 SH DEFINED 4,120 1,914
NOVARTIS AG ADR SPONSORED ADR 66987V109 5 120 SH OTHER 120
NVIDIA CORP COM 67066G104 2,415 91,485 SH DEFINED 91,485
NVIDIA CORP COM 67066G104 22 850 SH OTHER 500 350
NUVEEN DIVIDEND ADV MUNI 3 COM SH BEN INT 67070X101 298 20,000 SH DEFINED 20,000
NUVEEN INSD DIVID ADVANTAGE COM 67071L106 171 11,000 SH DEFINED 11,000
NUVEEN MUN VALUE FD INC COM 670928100 129 13,500 SH DEFINED 13,500
NUVEEN MUN VALUE FD INC COM 670928100 13 1,333 SH OTHER 1,333
NUVEEN TEX QUAL INCM MUN FD COM 670983105 779 49,800 SH DEFINED 49,800
OCCIDENTAL PETE CORP COM 674599105 643 13,960 SH DEFINED 9,444 4,516
OCCIDENTAL PETE CORP COM 674599105 34 740 SH OTHER 500 240
OLD REPUBLIC INTL CORP COM 680223104 124 5,050 SH DEFINED 5,050
OLD REPUBLIC INTL CORP COM 680223104 11,685 475,779 SH OTHER 103,779 372,000
OMNICOM GROUP COM 681919106 267 3,328 SH DEFINED 3,035 293
OMNICOM GROUP COM 681919106 604 7,521 SH OTHER 3,500 4,021
ORACLE CORPORATION COM 68389X105 4,806 400,537 SH DEFINED 369,888 8,700 21,949
ORACLE CORPORATION COM 68389X105 643 53,543 SH OTHER 23,330 13,000 17,213
PNC FINANCIAL SERVICES GROUP COM 693475105 698 12,600 SH DEFINED 12,600
PNC FINANCIAL SERVICES GROUP COM 693475105 70 1,260 SH OTHER 750 510
PPG INDUSTRIES INC COM 693506107 82 1,403 SH DEFINED 1,286 117
PPG INDUSTRIES INC COM 693506107 292 5,000 SH OTHER 4,600 400
PACCAR INC COM 693718108 296 5,289 SH DEFINED 5,289
PACCAR INC COM 693718108 101 1,809 SH OTHER 1,809
PACIFICARE HLTH SYS INC DEL COM 695112102 388 9,800 SH DEFINED 9,800
PACIFICARE HLTH SYS INC DEL COM 695112102 103 2,600 SH OTHER 2,600
PARKER HANNIFIN CORP COM 701094104 582 10,301 SH DEFINED 6,903 3,398
PARKER HANNIFIN CORP COM 701094104 10 170 SH OTHER 170
PAYCHEX INC COM 704326107 274 7,695 SH OTHER 95 7,600
PEPSICO INC COM 713448108 17,594 326,725 SH DEFINED 318,833 5,549 2,343
PEPSICO INC COM 713448108 3,955 73,447 SH OTHER 47,607 17,010 8,830
PERKINELMER INC COM 714046109 284 13,712 SH DEFINED 4,593 9,119
PERKINELMER INC COM 714046109 9 450 SH OTHER 450
PFIZER INC COM 717081103 28,847 823,029 SH DEFINED 771,613 11,254 40,162
PFIZER INC COM 717081103 7,605 216,964 SH OTHER 147,928 46,508 22,528
PHELPS DODGE CORP COM 717265102 2,165 26,507 SH DEFINED 26,407 100
PHELPS DODGE CORP COM 717265102 139 1,700 SH OTHER 500 1,000 200
PHILADELPHIA CONS HLDG CORP COM 717528103 207 3,566 SH DEFINED 2,923 643
PIMCO MUN INCOME FD II COM 72200W106 298 20,000 SH DEFINED 20,000
PIMCO MUN INCOME FD III COM 72201A103 301 20,525 SH DEFINED 20,525
PIMCO MUN INCOME FD III COM 72201A103 24 1,650 SH OTHER 1,650
PIONEER NATURAL RESOURCES CO COM 723787107 1,191 36,880 SH DEFINED 36,880
PITNEY BOWES INC COM 724479100 1,361 31,946 SH DEFINED 31,946
PITNEY BOWES INC COM 724479100 550 12,900 SH OTHER 12,900
PIXAR INC COM 725811103 216 3,352 SH DEFINED 1,293 2,059
PIXAR INC COM 725811103 7 103 SH OTHER 103
PLUM CREEK TIMBER CO INC (REIT) COM 729251108 3,128 96,308 SH DEFINED 95,292 1,016
PLUM CREEK TIMBER CO INC (REIT) COM 729251108 103 3,177 SH OTHER 2,127 1,050
PORTUGAL TELECOM SGPS S A SPONSORED ADR 737273102 125 11,143 SH DEFINED 8,051 3,092
PRAXAIR INC COM 74005P104 433 11,656 SH DEFINED 5,143 6,513
PRAXAIR INC COM 74005P104 129 3,480 SH OTHER 3,480
PROASSURANCE CORP COM 74267C106 428 12,223 SH DEFINED 8,776 3,447
PROASSURANCE CORP COM 74267C106 57 1,633 SH OTHER 1,633
PROCTER & GAMBLE CO COM 742718109 16,393 156,304 SH DEFINED 150,339 2,930 3,035
PROCTER & GAMBLE CO COM 742718109 8,635 82,334 SH OTHER 57,715 8,585 16,034
PROGRESS ENERGY INC COM 743263105 883 18,762 SH DEFINED 18,062 700
PROGRESS ENERGY INC COM 743263105 140 2,972 SH OTHER 2,877 95
PROGRESSIVE CORP OHIO COM 743315103 820 9,359 SH DEFINED 3,738 5,621
PROGRESSIVE CORP OHIO COM 743315103 41 473 SH OTHER 188 285
PROTECTIVE LIFE CORP COM 743674103 1,441 38,472 SH DEFINED 37,322 500 650
PROTECTIVE LIFE CORP COM 743674103 4,492 119,937 SH OTHER 119,245 692
PROVIDIAN FINL CORP COM 74406A102 153 11,698 SH DEFINED 5,991 5,707
PROVIDIAN FINL CORP COM 74406A102 186 14,200 SH OTHER 400 13,800
PUBLIC SVC ENTERPRISE GROUP INC COM 744573106 464 9,884 SH DEFINED 9,454 430
PUBLIC SVC ENTERPRISE GROUP INC COM 744573106 149 3,178 SH OTHER 2,350 750 78
PUTNAM INVT GRADE MUN TR COM 746805100 349 31,000 SH DEFINED 31,000
PUTNAM MANAGED MUN INCOME TR COM 746823103 311 41,000 SH DEFINED 41,000
QUALCOMM INC COM 747525103 1,473 22,227 SH DEFINED 20,133 2,094
QUALCOMM INC COM 747525103 1,260 19,010 SH OTHER 4,475 5,050 9,485
QUESTAR CORP COM 748356102 439 12,050 SH DEFINED 12,050
QUESTAR CORP COM 748356102 36 1,000 SH OTHER 1,000
RMK HIGH INCOME FD INC COM SHS 74963B105 196 11,764 SH DEFINED 11,764
RMK HIGH INCOME FD INC COM SHS 74963B105 33 2,000 SH OTHER 2,000
RADIOSHACK CORP COM 750438103 261 7,881 SH DEFINED 2,147 5,734
RADIOSHACK CORP COM 750438103 215 6,490 SH OTHER 6,200 290
RAYTHEON CO (NEW) COM NEW 755111507 1,753 55,920 SH DEFINED 54,420 1,500
RAYTHEON CO (NEW) COM NEW 755111507 407 12,990 SH OTHER 10,762 2,028 200
REGIS CORP MINN COM 758932107 222 5,000 SH DEFINED 5,000
REGIONS FINANCIAL CORP COM 758940100 95,426 2,612,970 SH DEFINED 2,236,377 7,303 369,290
REGIONS FINANCIAL CORP COM 758940100 55,085 1,508,354 SH OTHER 1,355,483 27,539 125,332
RELIANT RES INC COM 75952B105 56 6,854 SH DEFINED 6,854
RELIANT RES INC COM 75952B105 43 5,197 SH OTHER 315 3,527 1,355
ROCKWELL AUTOMATION INC COM 773903109 232 6,679 SH DEFINED 6,609 70
ROCKWELL AUTOMATION INC COM 773903109 53 1,523 SH OTHER 266 1,228 29
ROCKWELL COLLINS INC COM 774341101 182 5,750 SH DEFINED 5,750
ROCKWELL COLLINS INC COM 774341101 47 1,494 SH OTHER 266 1,228
ROPER INDS INC NEW COM 776696106 224 4,642 SH DEFINED 1,781 2,861
ROPER INDS INC NEW COM 776696106 8 160 SH OTHER 160
ROYAL DUTCH PETROLEUM CO ADR NY REG EUR.56 780257804 2,597 54,589 SH DEFINED 53,288 1,301
ROYAL DUTCH PETROLEUM CO ADR NY REG EUR.56 780257804 711 14,934 SH OTHER 13,934 1,000
RUBY TUESDAY INC COM 781182100 7,518 233,838 SH DEFINED 233,838
RUBY TUESDAY INC COM 781182100 242 7,528 SH OTHER 5,528 2,000
SBC COMMUNICATIONS INC NEW COM 78387G103 3,157 128,663 SH DEFINED 122,451 6,212
SBC COMMUNICATIONS INC NEW COM 78387G103 1,304 53,122 SH OTHER 25,406 13,820 13,896
SPDR TR UNIT SER 1 78462F103 7,822 69,160 SH DEFINED 63,010 4,100 2,050
SPDR TR UNIT SER 1 78462F103 961 8,499 SH OTHER 4,560 3,400 539
SABINE ROYALTY TRUST INTEREST UNIT BEN INT 785688102 385 11,843 SH DEFINED 11,843
SABINE ROYALTY TRUST INTEREST UNIT BEN INT 785688102 16 500 SH OTHER 250 250
SAFEWAY INC COM NEW 786514208 212 10,309 SH DEFINED 9,179 1,130
ST PAUL COS INC COM 792860108 251 6,262 SH DEFINED 6,032 230
ST PAUL COS INC COM 792860108 308 7,698 SH OTHER 7,698
SARA LEE CORP COM 803111103 6,285 287,503 SH DEFINED 115,506 171,997
SARA LEE CORP COM 803111103 376 17,221 SH OTHER 11,851 5,370
SCANA CORP NEW COM 80589M102 889 25,162 SH DEFINED 25,162
SCANA CORP NEW COM 80589M102 283 7,997 SH OTHER 6,897 100 1,000
SCHERING-PLOUGH CORP COM 806605101 996 61,412 SH DEFINED 51,300 10,112
SCHERING-PLOUGH CORP COM 806605101 388 23,915 SH OTHER 13,000 10,760 155
SCHLUMBERGER LTD ADR COM 806857108 4,132 64,713 SH DEFINED 53,513 11,200
SCHLUMBERGER LTD ADR COM 806857108 1,697 26,576 SH OTHER 16,301 2,075 8,200
SCHWAB CHARLES CORP NEW COM 808513105 560 48,218 SH DEFINED 32,248 15,970
SCHWAB CHARLES CORP NEW COM 808513105 12 1,026 SH OTHER 221 805
SCUDDER MUN INCOME TR COM SH BEN INT 81118R604 509 41,000 SH DEFINED 41,000
SEARS ROEBUCK & CO COM 812387108 85 1,987 SH DEFINED 1,987
SEARS ROEBUCK & CO COM 812387108 138 3,209 SH OTHER 3,209
SHERWIN WILLIAMS CO COM 824348106 329 8,572 SH DEFINED 3,681 4,891
SHERWIN WILLIAMS CO COM 824348106 49 1,270 SH OTHER 1,000 270
SIMMONS FIRST NATIONAL CORP CL A $1 PAR 828730200 213 7,730 SH DEFINED 7,440 290
SIMMONS FIRST NATIONAL CORP CL A $1 PAR 828730200 28 1,000 SH OTHER 1,000
SIMON PPTY GROUP INC NEW (REIT) COM 828806109 172 2,946 SH DEFINED 1,050 1,896
SIMON PPTY GROUP INC NEW (REIT) COM 828806109 259 4,425 SH OTHER 4,425
SIRIUS SATELLITE RADIO INC COM 82966U103 1 250 SH DEFINED 250
SIRIUS SATELLITE RADIO INC COM 82966U103 34 10,000 SH OTHER 10,000
SMITH INTL INC COM 832110100 5,032 94,045 SH DEFINED 93,445 600
SMITH INTL INC COM 832110100 128 2,400 SH OTHER 2,100 300
SOLECTRON CORP COM 834182107 72 13,086 SH DEFINED 3,552 9,534
SOLECTRON CORP COM 834182107 9 SH OTHER 9
SONOCO PRODUCTS CO COM 835495102 73 3,000 SH DEFINED 3,000
SONOCO PRODUCTS CO COM 835495102 151 6,220 SH OTHER 6,220
SOUTHERN CO COM 842587107 6,786 222,493 SH DEFINED 219,123 1,770 1,600
SOUTHERN CO COM 842587107 2,899 95,064 SH OTHER 73,667 8,748 12,649
SOUTHTRUST CORP COM 844730101 5,803 174,944 SH DEFINED 174,744 200
SOUTHTRUST CORP COM 844730101 8,306 250,403 SH OTHER 201,880 36,455 12,068
SOUTHWEST AIRLINES CO COM 844741108 739 51,987 SH DEFINED 45,006 6,981
SOUTHWEST AIRLINES CO COM 844741108 31 2,176 SH OTHER 1,687 489
SPRINT CORP (FON GROUP) COM FON GROUP 852061100 109 5,890 SH DEFINED 5,045 845
SPRINT CORP (FON GROUP) COM FON GROUP 852061100 80 4,344 SH OTHER 4,208 136
SPRINT CORP PCS COM SER 1 852061506 178 19,366 SH DEFINED 19,366
SPRINT CORP PCS COM SER 1 852061506 85 9,272 SH OTHER 9,204 68
STARBUCKS CORP COM 855244109 362 9,549 SH DEFINED 5,586 3,963
STARBUCKS CORP COM 855244109 18 476 SH OTHER 476
STATE STR CORP COM 857477103 416 7,982 SH DEFINED 7,571 411
STRYKER CORP COM 863667101 515 5,816 SH DEFINED 5,025 791
STRYKER CORP COM 863667101 9 100 SH OTHER 100
SUN LIFE FINL INC COM 866796105 285 10,622 SH DEFINED 10,622
SUN MICROSYSTEMS INC COM 866810104 65 15,654 SH DEFINED 15,654
SUN MICROSYSTEMS INC COM 866810104 55 13,300 SH OTHER 6,800 6,000 500
SUNOCO INC COM 86764P109 169 2,711 SH DEFINED 2,711
SUNOCO INC COM 86764P109 33 523 SH OTHER 523
SUNTRUST BANKS INC COM 867914103 2,163 31,023 SH DEFINED 30,403 620
SUNTRUST BANKS INC COM 867914103 1,053 15,103 SH OTHER 13,814 1,289
SYMANTEC CORP COM 871503108 447 9,644 SH DEFINED 3,607 6,037
SYMANTEC CORP COM 871503108 215 4,636 SH OTHER 4,000 636
SYNOVUS FINANCIAL CORP COM 87161C105 544 22,242 SH DEFINED 18,669 450 3,123
SYNOVUS FINANCIAL CORP COM 87161C105 2,728 111,571 SH OTHER 109,656 1,915
SYSCO CORP COM 871829107 2,449 62,723 SH DEFINED 60,303 2,420
SYSCO CORP COM 871829107 167 4,280 SH OTHER 3,800 400 80
TEPPCO PARTNERS LP UT LTD PARTNER 872384102 444 10,570 SH DEFINED 10,570
TEPPCO PARTNERS LP UT LTD PARTNER 872384102 151 3,600 SH OTHER 3,600
TXU CORP COM 873168108 563 19,658 SH DEFINED 19,658
TXU CORP COM 873168108 32 1,107 SH OTHER 1,101 6
TARGET CORP COM 87612E106 3,843 85,331 SH DEFINED 84,351 980
TARGET CORP COM 87612E106 1,025 22,755 SH OTHER 17,113 4,425 1,217
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TELEFONICA S. A. SPONSORED ADR 879382208 3 70 SH OTHER 70
TELEFONOS DE MEXICO S A ADR SPON ADR ORD L 879403780 161 4,608 SH DEFINED 3,185 1,423
TELEFONOS DE MEXICO S A ADR SPON ADR ORD L 879403780 39 1,125 SH OTHER 1,125
TELEPHONE & DATA SYS INC COM 879433100 918 12,957 SH DEFINED 50 12,907
TELETOUCH COMMUNICATIONS INC COM NEW 87951V206 10 10,250 SH DEFINED 10,250
TEMPLETON GLOBAL INCOME FD INC COM 880198106 124 13,707 SH DEFINED 13,707
TEMPLETON GLOBAL INCOME FD INC COM 880198106 9 1,000 SH OTHER 1,000
TEXAS INSTRUMENTS INC COM 882508104 5,584 191,095 SH DEFINED 171,628 19,467
TEXAS INSTRUMENTS INC COM 882508104 1,083 37,080 SH OTHER 32,550 3,730 800
TEXTRON INC COM 883203101 245 4,605 SH OTHER 4,605
THERMO ELECTRON CORP COM 883556102 288 10,189 SH DEFINED 3,416 6,773
THERMO ELECTRON CORP COM 883556102 11 385 SH OTHER 385
3M CO COM 88579Y101 3,986 48,687 SH DEFINED 45,869 2,818
3M CO COM 88579Y101 2,890 35,304 SH OTHER 28,442 2,028 4,834
TIME WARNER INC COM 887317105 429 25,431 SH DEFINED 13,215 12,216
TIME WARNER INC COM 887317105 105 6,231 SH OTHER 5,706 525
TORCHMARK CORP COM 891027104 4,966 92,328 SH DEFINED 91,928 400
TORCHMARK CORP COM 891027104 10,965 203,850 SH OTHER 192,969 9,981 900
TRIZEC PROPERTIES INC (REIT) COM 89687P107 995 58,045 SH DEFINED 58,045
TRUSTMARK CORP COM 898402102 231 7,960 SH DEFINED 2,710 5,250
UST INC COM 902911106 1,697 46,999 SH DEFINED 46,769 100 130
UST INC COM 902911106 193 5,350 SH OTHER 5,350
US BANCORP DEL COM NEW COM NEW 902973304 4,520 163,484 SH DEFINED 158,589 4,895
US BANCORP DEL COM NEW COM NEW 902973304 49 1,770 SH OTHER 1,500 270
ULTRA PETE CORP COM 903914109 321 10,707 SH DEFINED 8,007 2,700
UNILEVER N V ADR NY SHS NEW 904784709 162 2,330 SH DEFINED 995 1,335
UNILEVER N V ADR NY SHS NEW 904784709 104 1,499 SH OTHER 1,285 214
UNION PACIFIC CORP COM 907818108 1,444 24,137 SH DEFINED 23,367 770
UNION PACIFIC CORP COM 907818108 200 3,350 SH OTHER 3,150 200
UNION PLANTERS CORP COM 908068109 1,994 66,811 SH DEFINED 58,533 8,278
UNION PLANTERS CORP COM 908068109 6,494 217,555 SH OTHER 43,875 173,680
UNITED PARCEL SVC INC CL B 911312106 112 1,599 SH DEFINED 1,315 284
UNITED PARCEL SVC INC CL B 911312106 479 6,862 SH OTHER 6,862
UNITED SEC BANCSHARES INC SHS 911459105 3,021 112,640 SH DEFINED 112,640
UNITED SEC BANCSHARES INC SHS 911459105 27 1,000 SH OTHER 1,000
UNITED TECHNOLOGIES CORP COM 913017109 1,736 20,120 SH DEFINED 17,508 2,612
UNITED TECHNOLOGIES CORP COM 913017109 671 7,770 SH OTHER 7,500 270
UNITEDHEALTH GROUP INC COM 91324P102 1,061 16,458 SH DEFINED 12,607 3,851
UNITEDHEALTH GROUP INC COM 91324P102 51 784 SH OTHER 400 384
UNOCAL CORP COM 915289102 203 5,448 SH DEFINED 5,448
UNOCAL CORP COM 915289102 37 1,000 SH OTHER 1,000
UNUMPROVIDENT CORP COM 91529Y106 43 2,930 SH DEFINED 2,100 830
UNUMPROVIDENT CORP COM 91529Y106 363 24,795 SH OTHER 17,681 7,114
URBAN OUTFITTERS INC COM 917047102 221 4,600 SH DEFINED 4,600
V F CORP COM 918204108 2,252 48,216 SH DEFINED 48,216
V F CORP COM 918204108 47 1,000 SH OTHER 1,000
VERIZON COMMUNICATIONS COM 92343V104 5,389 147,490 SH DEFINED 143,201 488 3,801
VERIZON COMMUNICATIONS COM 92343V104 2,464 67,422 SH OTHER 44,520 18,214 4,688
VIACOM INC CL A 925524100 1,042 26,363 SH DEFINED 26,273 90
VIACOM INC CL A 925524100 69 1,750 SH OTHER 100 1,650
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VIACOM INC CL B 925524308 383 9,766 SH OTHER 6,425 1,830 1,511
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VIVENDI UNIVERSAL SPON ADR NEW 92851S204 102 3,840 SH OTHER 3,840
VODAFONE GROUP PLC NEW SPONSORED ADR 92857W100 889 37,184 SH DEFINED 33,099 4,085
VODAFONE GROUP PLC NEW SPONSORED ADR 92857W100 667 27,911 SH OTHER 15,825 5,456 6,630
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VULCAN MATERIALS CO COM 929160109 12,807 269,961 SH OTHER 203,364 5,219 61,378
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WGL HLDGS INC COM 92924F106 18 600 SH OTHER 600
WACHOVIA CORP COM 929903102 4,336 92,248 SH DEFINED 84,954 1,880 5,414
WACHOVIA CORP COM 929903102 1,058 22,505 SH OTHER 14,683 7,612 210
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WADDELL & REED FINL INC CL A CL A 930059100 1,527 62,257 SH OTHER 59,894 2,363
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WAL MART STORES INC COM 931142103 4,496 75,321 SH OTHER 53,758 20,763 800
WALGREEN CO COM 931422109 2,334 70,845 SH DEFINED 66,584 4,261
WALGREEN CO COM 931422109 115 3,487 SH OTHER 1,600 1,400 487
WASHINGTON MUTUAL INC COM 939322103 1,894 44,352 SH DEFINED 43,782 570
WASHINGTON MUTUAL INC COM 939322103 466 10,906 SH OTHER 10,776 130
WASTE MANAGEMENT COM COM 94106L109 2,251 74,598 SH DEFINED 26,043 48,555
WASTE MANAGEMENT COM COM 94106L109 3 100 SH OTHER 100
WELLPOINT HEALTH NETWORKS INC COM 94973H108 223 1,960 SH DEFINED 1,960
WELLS FARGO & CO NEW COM 949746101 8,857 156,286 SH DEFINED 153,926 700 1,660
WELLS FARGO & CO NEW COM 949746101 1,500 26,475 SH OTHER 18,850 7,000 625
WESBANCO INC COM 950810101 635 20,908 SH DEFINED 20,908
WEYERHAEUSER CO COM 962166104 5,263 80,354 SH DEFINED 71,714 330 8,310
WEYERHAEUSER CO COM 962166104 709 10,819 SH OTHER 9,319 1,300 200
WILLIAMS COS INC COM 969457100 77 8,000 SH DEFINED 8,000
WILLIAMS COS INC COM 969457100 61 6,350 SH OTHER 6,350
WILMINGTON TR CORP COM 971807102 361 9,650 SH DEFINED 9,650
WILMINGTON TR CORP COM 971807102 7 200 SH OTHER 200
WISCONSIN ENERGY CORP COM 976657106 348 10,825 SH DEFINED 10,825
WISCONSIN ENERGY CORP COM 976657106 4 110 SH OTHER 110
WRIGLEY WM JR CO COM 982526105 2,917 49,332 SH DEFINED 49,332
WRIGLEY WM JR CO COM 982526105 733 12,400 SH OTHER 11,400 1,000
WYETH COM 983024100 7,729 205,824 SH DEFINED 192,594 13,230
WYETH COM 983024100 3,296 87,765 SH OTHER 78,098 8,667 1,000
XM SATELLITE RADIO INC CL A 983759101 228 8,179 SH DEFINED 2,781 5,398
XM SATELLITE RADIO INC CL A 983759101 37 1,309 SH OTHER 1,309
XTO ENERGY INC COM 98385X106 465 18,432 SH DEFINED 15,343 1,124 1,965
XTO ENERGY INC COM 98385X106 2 81 SH OTHER 81
XILINX INC COM 983919101 1,870 49,529 SH DEFINED 44,865 4,664
XILINX INC COM 983919101 20 525 SH OTHER 525
XEROX CORP COM 984121103 171 11,735 SH DEFINED 9,595 2,140
YAHOO INC COM 984332106 655 13,521 SH DEFINED 8,400 5,121
YAHOO INC COM 984332106 129 2,670 SH OTHER 2,362 308
YUM BRANDS INC COM 988498101 1,831 48,196 SH DEFINED 2,173 46,023
YUM BRANDS INC COM 988498101 11 300 SH OTHER 300
ZIMMER HLDGS INC COM 98956P102 532 7,206 SH DEFINED 6,306 900
ZIMMER HLDGS INC COM 98956P102 236 3,193 SH OTHER 2,470 239 484