ISSUER Howard Bancorp, Inc. (HBMD) 20-3735949 001-35489 6011 University Blvd. Suite 370 Ellicott City, MD 21043 410-750-0020 ACCOUNT Andrew E. Clark Director 885 Hoods Mill Road Cooksville, MD 21723 SECURITY Common Stock Dixon Ulmer Wells Fargo Advisors, LLC 10490 Little Patuxent Pkwy Suite 500 Columbia, MD 21044 15,944 $214,319 6,988,180 10/26/16 NASDAQ SECURITIES TO BE SOLD Common Stock Acquired on various dates prior to 10/26/16 Director Compensation HBMD 492 10/26/16 and prior Shares granted under Director Compensation Program Common Stock Acquired on various dates prior to 07/23/12 Purchased in Company offerings and through stock options HBMD 15,452 07/23/12 and prior