| Free Writing Prospectus (To the prospectus dated April 4, 2011, as supplemented by the prospectus supplement dated June 18, 2012) |
Filed Pursuant to Rule 433 Registration Statement No. 333-173299 July 24, 2012 |
Zions Direct Auctions—View Auction 7/24/12 11:30 AM
https://www.auctions.zionsdirect.com/auction/6449/summary Page 1 of 2
HOME :: AUCTION #6449
*The current Market-Clearing Yield/Final Auction Yield is calculated as Yield to Worst (YTW) which is the lowest yield of yield to maturity, yield to call, yield to put, or
other yields when a bond is callable, puttable, exchangeable, or has other features. If a bond is called, put or exchanged before maturity, the bondholder only earns
interest on the time that has elapsed between purchasing the bond and its early redemption. The resulting yield is less than what would have been earned had the
bond been held until maturity.
View Auction
ISSUE INFORMATION
Call Feature: Callable
First Call Date: 9/15/2013
First Call Price: 100.000000
Settlement Date: 8/7/2012
First Interest Date: 3/15/2013
Int. Frequency: Semi-Annually
Day Basis: 30/360
CUSIP Number: 98970ECD9
Principal Offered: $ 15,000,000.00
Units Offered: 15000
Denomination: $ 1,000.00
Bid Multiple: Multiples of 0.05
Min. Yield: 2.750%
Max. Yield: 3.750%
Fixed Price: 100.000000
BIDDING INFORMATION
Number of Bidders:
Number of Bids:
Fixed Price: 100.000000
Current Market-Clearing Yield: 3.750%
Current Yield to Maturity: %
Current Yield to Call: %
Before submitting bids in this auction you must
Register or Sign In.
Auction Status: ACCEPTING BIDS
Auction Start: 7/24/2012 1:30 PM EDT
Auction End: 8/2/2012 1:30 PM EDT
Last Update: 7/24/2012 1:30:18 PM EDT
Security Type: Corporate Bonds
Issue Type: Primary
Coupon: To be determined in auction
Maturity Date: 9/15/2015
Offering Documents
Non-redeemable prior to September 15, 2013, then callable at par on interest payment dates thereafter. | BBB- (S&P); BBB- (Fitch); and BBB(low) (DBRS).
Auction Details
Zions Bancorporation Senior Note / 3 Year Corporates
This is a bid by Coupon auction. Please refer to the Offering Documents for more information.
Note: This page will check for updates every minute.
Investment Products: Not FDIC Insured • No Bank Guarantee • May Lose Value
Bank Deposits and Certificates of Deposit (CDs) are FDIC Insured up to Applicable Limits
Securities products and services offered by Zions Direct, Member FINRA / SIPC, a non-bank subsidiary of Zions Bank.
Affiliates of Zions Bank or other issuers may purchase CDs or securities through the auction process. The market clearing yield may be lower due to the participation of an affiliate in the auction
which may benefit the affiliated issuer.
NEWSLETTER Get market information, auction updates, new-issue alerts, and more. It’s weekly and it’s free! Email Address
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1.800.524.8875
Zions Direct Auctions—View Auction 7/24/12 11:30 AM
https://www.auctions.zionsdirect.com/auction/6449/summary Page 2 of 2
Our Affiliates:
OTHER PRODUCTS CONTACT US ABOUT US SITE MAP PRIVACY POLICY TERMS AND CONDITIONS
Please direct questions regarding the website or bidding procedures to the Auction Administrator.
You may also call our Investment Center at 800-524-8875 from 8am to Midnight Eastern Time.
Zions Direct Auctions—Bidding Qualification 7/24/12 11:32 AM
https://www.auctions.zionsdirect.com/auction/6449/sign_in Page 1 of 1
ZDTEST2 :: HOME :: AUCTION #6449
*The current Market-Clearing Yield/Final Auction Yield is calculated as Yield to Worst (YTW) which is the lowest yield of yield to maturity, yield to call, yield to put, or
other yields when a bond is callable, puttable, exchangeable, or has other features. If a bond is called, put or exchanged before maturity, the bondholder only earns
interest on the time that has elapsed between purchasing the bond and its early redemption. The resulting yield is less than what would have been earned had the
bond been held until maturity.
Bidding Qualification
Non-redeemable prior to September 15, 2013, then callable at par on interest payment dates thereafter. | BBB- (S&P); BBB- (Fitch); and BBB(low) Please confirm your agreement with each of the following by checking the box next to each statement.
I agree that the following contact information is correct:
NAME: zions test account
E-MAIL: auctions@zionsdirect.com
TELEPHONE: 800-524-8875
I have accessed or received the Offering Documents.
I understand that the Corporate Notes that I am bidding for are securities and are not insured by the FDIC, are not
deposits of any bank and may lose value. All securities are subject to investment risks, including possible loss of
the principal invested.
By participating in this auction, I declare that my investment objective(s), time horizon and risk tolerance allow for
the purchase of the securities being offered. Furthermore, I authorize Zions Direct to update my investor profile, if
needed, to align my profile with this purchase.
I understand that Zions Direct is committed to conducting fair, open, and transparent auctions for the benefit of all
participants. Zions Direct will not tolerate or conduct business with anyone who attempts to disrupt or manipulate
the process for any auction. I agree that by participating in this auction I will not be engaging in any such attempt.
I Agree I DO NOT Agree
Zions Bancorporation Senior Note / 3 Year Corporates
Our Affiliates:
Investment Products: Not FDIC Insured • No Bank Guarantee • May Lose Value
Bank Deposits and Certificates of Deposit (CDs) are FDIC Insured up to Applicable Limits
Securities products and services offered by Zions Direct, Member FINRA / SIPC, a non-bank subsidiary of Zions Bank.
Affiliates of Zions Bank or other issuers may purchase CDs or securities through the auction process. The market clearing yield may be lower due to the participation of an affiliate in the auction
which may benefit the affiliated issuer.
NEWSLETTER Get market information, auction updates, new-issue alerts, and more. It’s weekly and it’s free! Email Address
OTHER PRODUCTS CONTACT US ABOUT US SITE MAP PRIVACY POLICY TERMS AND CONDITIONS
Please direct questions regarding the website or bidding procedures to the Auction Administrator.
You may also call our Investment Center at 800-524-8875 from 8am to Midnight Eastern Time.
AUCTIONS DIRECTORY ISSUERS AUCTIONS UNIVERSITY DEMOS MY ACCOUNT
ABOUT PRODUCTS & SERVICES AUCTIONS BOND STORE TRADING UNIVERSITY THINK CUSTOMER SERVICE
OPEN ACCOUNT LOGOUT
1.800.524.8875
Zions Direct Auctions—Bid Page 7/24/12 11:32 AM
https://www.auctions.zionsdirect.com/auction/6449/bidding_qualifica…_18=1&question_20=1&question_21=1&question_40=1&submitting=I+Agree Page 1 of 2
ZDTEST2 :: HOME :: AUCTION #6449
*The current Market-Clearing Yield/Final Auction Yield is calculated as Yield to Worst (YTW) which is the lowest yield of yield to maturity, yield to call, yield to put, or
other yields when a bond is callable, puttable, exchangeable, or has other features. If a bond is called, put or exchanged before maturity, the bondholder only earns
interest on the time that has elapsed between purchasing the bond and its early redemption. The resulting yield is less than what would have been earned had the
bond been held until maturity.
Bid Page
Auction Status: ACCEPTING BIDS
Auction Start: 7/24/2012 1:30 PM EDT
Auction End: 8/2/2012 1:30 PM EDT
Last Update: 7/24/2012 1:32:31 PM EDT
Security Type: Corporate Bonds
Issue Type: Primary
Coupon: To be determined in auction
Maturity Date: 9/15/2015
Offering Documents
Bid Limit: $ 250,000.00 Calculate/Refresh Submit
Non-redeemable prior to September 15, 2013, then callable at par on interest payment dates thereafter. | BBB- (S&P); BBB- (Fitch); and BBB(low) (DBRS).
Auction Details
ZDTEST2 Current Market-Clearing Yield*: 3.750%
AUCTION BIDS Units Yield YTC YTM Price Submitted “In the Money” Amount Due
1 100.000000
2 100.000000
3 100.000000
4 100.000000
5 100.000000
Auction Activity Current Market-Clearing Yield*: 3.750%
Bidder Units Yield Fixed Price Timestamp Potential
Award
Potential
Amount Due
No bids have been submitted.
Zions Bancorporation Senior Note / 3 Year Corporates
This is a bid by Coupon auction. Please refer to the Offering Documents for more information.
Note: This page will check for updates every minute.
Investment Products: Not FDIC Insured • No Bank Guarantee • May Lose Value
NEWSLETTER Get market information, auction updates, new-issue alerts, and more. It’s weekly and it’s free! Email Address
AUCTIONS DIRECTORY ISSUERS AUCTIONS UNIVERSITY DEMOS MY ACCOUNT
ABOUT PRODUCTS & SERVICES AUCTIONS BOND STORE TRADING UNIVERSITY THINK CUSTOMER SERVICE
OPEN ACCOUNT LOGOUT
1.800.524.8875
Zions Direct Auctions—Bid Page 7/24/12 11:32 AM
https://www.auctions.zionsdirect.com/auction/6449/bidding_qualifica…_18=1&question_20=1&question_21=1&question_40=1&submitting=I+Agree Page 2 of 2
Our Affiliates:
Bank Deposits and Certificates of Deposit (CDs) are FDIC Insured up to Applicable Limits
Securities products and services offered by Zions Direct, Member FINRA / SIPC, a non-bank subsidiary of Zions Bank.
Affiliates of Zions Bank or other issuers may purchase CDs or securities through the auction process. The market clearing yield may be lower due to the participation of an affiliate in the auction
which may benefit the affiliated issuer.
OTHER PRODUCTS CONTACT US ABOUT US SITE MAP PRIVACY POLICY TERMS AND CONDITIONS
Please direct questions regarding the website or bidding procedures to the Auction Administrator.
You may also call our Investment Center at 800-524-8875 from 8am to Midnight Eastern Time.
Zions Direct Auctions—Review & Confirm Bid Submission 7/24/12 11:43 AM
https://www.auctions.zionsdirect.com/auction/6449/bid Page 1 of 1
ZDTEST2 :: HOME :: AUCTION #6449
*The current Market-Clearing Yield/Final Auction Yield is calculated as Yield to Worst (YTW) which is the lowest yield of yield to maturity, yield to call, yield to put, or
other yields when a bond is callable, puttable, exchangeable, or has other features. If a bond is called, put or exchanged before maturity, the bondholder only earns
interest on the time that has elapsed between purchasing the bond and its early redemption. The resulting yield is less than what would have been earned had the
bond been held until maturity.
Review & Confirm Bid Submission
Bid Limit: $ 250,000.00
I confirm the bids shown in the table above.
Cancel Confirm
Non-redeemable prior to September 15, 2013, then callable at par on interest payment dates thereafter. | BBB- (S&P); BBB- (Fitch); and BBB(low) (DBRS).
Bidder Bid # Units @ Price Yield Max. Award Max. Amt. Due Status
ZDTEST2 1 1 @ 100.000000 3.750% 1 Units $ 1,000.00 NEW
I understand that I could be responsible for up to $ 1,000.00 on my award.
Zions Bancorporation Senior Note / 3 Year Corporates
Our Affiliates:
Investment Products: Not FDIC Insured • No Bank Guarantee • May Lose Value
Bank Deposits and Certificates of Deposit (CDs) are FDIC Insured up to Applicable Limits
Securities products and services offered by Zions Direct, Member FINRA / SIPC, a non-bank subsidiary of Zions Bank.
Affiliates of Zions Bank or other issuers may purchase CDs or securities through the auction process. The market clearing yield may be lower due to the participation of an affiliate in the auction
which may benefit the affiliated issuer.
NEWSLETTER Get market information, auction updates, new-issue alerts, and more. It’s weekly and it’s free! Email Address
OTHER PRODUCTS CONTACT US ABOUT US SITE MAP PRIVACY POLICY TERMS AND CONDITIONS
Please direct questions regarding the website or bidding procedures to the Auction Administrator.
You may also call our Investment Center at 800-524-8875 from 8am to Midnight Eastern Time.
AUCTIONS DIRECTORY ISSUERS AUCTIONS UNIVERSITY DEMOS MY ACCOUNT
ABOUT PRODUCTS & SERVICES AUCTIONS BOND STORE TRADING UNIVERSITY THINK CUSTOMER SERVICE
OPEN ACCOUNT LOGOUT
1.800.524.8875