UNITED STATES
SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549
_______________

FORM 8-K

CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(d) OF THE
SECURITIES EXCHANGE ACT OF 1934

Date of Report (Date of earliest event reported): July 25, 2007

SUPERIOR BANCORP
(Exact Name of Registrant as Specified in Charter)

Delaware
State or Other
Jurisdiction of
Incorporation
 
0-25033  
 63-1201350  
(Commission
 (IRS Employer
File Number)
 Identification No.)
 
17 North 20th Street, Birmingham, Alabama  35203 
(Address of Principal Executive Offices)
 Zip Code)
 
(205) 327-1400  
(Registrant’s Telephone Number, including Area Code)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

o Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

o Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

o Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

o Pre-commencement communication pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))
 
 
Section 7 — Regulation FD 
 
Item 7.01. Regulation FD Disclosure. 
 
On July 25, 2007, Superior Bancorp issued a press release announcing the plans of its wholly-owned subsidiary, Superior Bank, to establish additional branch offices in Florida. The text of the press release is attached to this report as Exhibit 99.
 
This information is furnished pursuant to Item 7.01 of Form 8-K and shall not be deemed to be “filed” for the purposes of Section 18 of the Securities Exchange Act of 1934 or otherwise subject to the liabilities of that Section, unless we specifically incorporate it by reference in a documents filed under the Securities Act of 1933 or the Securities Exchange Act of 1934. By filing this report on Form 8-K and furnishing this information, we make no admission as to the materiality of any information in this report that is required to be disclosed solely by reason of Regulation FD.
 
Section 9 — Financial Statements and Exhibits 
 
Item 9.01. Financial Statements and Exhibits. 
 
(d) Exhibits
    
   
Exhibit No.
  
Description
Exhibit 99
  
Press Release of Superior Bancorp dated July 25, 2007
 
 
SIGNATURES 

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
 
     
 
SUPERIOR BANCORP
 
 		  
 		  
 
Date: July 25, 2007
By:  
/s/ C. Stanley Bailey
 
C. Stanley Bailey
 
Chairman and Chief Executive Officer
 
 
INDEX TO EXHIBITS
 
Exhibit No.
  
Description
Exhibit 99
  
Press Release of Superior Bancorp dated July 25, 2007