UNITED STATES
SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549
_______________

FORM 8-K

CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(d) OF THE
SECURITIES EXCHANGE ACT OF 1934

Date of Report (Date of earliest event reported): July 5, 2007

SUPERIOR BANCORP
(Exact Name of Registrant as Specified in Charter)

 
Delaware
  
 
State or Other 
  
 
Jurisdiction of 
  
 
Incorporation 
  
     
0-25033
  
63-1201350 
(Commission
  
(IRS Employer
File Number)
  
Identification No.)
     
17 North 20th Street, Birmingham, Alabama
  
35203 
(Address of Principal Executive Offices)
  
(Zip Code)
 
(205) 327-1400  
(Registrant’s Telephone Number, including Area Code)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

[_] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

[_] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

[_] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

[_] Pre-commencement communication pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))
 
 
Section 7 — Regulation FD 
 
Item 7.01. Regulation FD Disclosure. 
 
On July 5, 2007, Superior Bancorp and People’s Community Bancshares, Inc. issued a press release announcing that the stockholders of People’s Community Bancshares had approved the proposed merger between the two companies. The text of the press release is attached to this report as Exhibit 99.
 
This information is furnished pursuant to Item 7.01 of Form 8-K and shall not be deemed to be “filed” for the purposes of Section 18 of the Securities Exchange Act of 1934 or otherwise subject to the liabilities of that Section, unless we specifically incorporate it by reference in a document filed under the Securities Act of 1933 or the Securities Exchange Act of 1934. By filing this report on Form 8-K and furnishing this information, we make no admission as to the materiality of any information in this report that is required to be disclosed solely by reason of Regulation FD.
 
Section 9 — Financial Statements and Exhibits 
 
Item 9.01. Financial Statements and Exhibits. 
 
(d) Exhibits
 
Exhibit No. 
  
Description 
     
Exhibit 99 
   Press Release of Superior Bancorp and People’s Community Bancshares, Inc. dated July 5, 2007 
 

SIGNATURES 

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this Current Report on Form 8-K to be signed on its behalf by the undersigned hereunto duly authorized.
 
     
 
SUPERIOR BANCORP
 
 		  
 		  
 
Date: July 5, 2007
 By:  
/s/ C. Stanley Bailey
 
C. Stanley Bailey
 
Chairman and Chief Executive Officer


INDEX TO EXHIBITS
 
Exhibit No. 
  
Description 
     
Exhibit 99 
   Press Release of Superior Bancorp and People’s Community Bancshares, Inc. dated July 5, 2007